CFPB Consumer Complaint Profile

Accelerated Collection Service, Inc

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

29
Total complaints
Mid-range
3
Last 12 months
37.9%
Timely response
Bottom decile
4
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Accelerated Collection Service, Inc places #2382 by volume. On response speed it sits at the 2nd percentile among companies with 100+ complaints.

Debt collection
most-complained product
WA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
26/100
Accelerated Collection Service, Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 37.9%
Share of complaints answered within the CFPB response window
Dispute Rate B- 10.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Accelerated Collection Service, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

37.9% Among the lowest higher than 2% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - I do not know 7
Debt collection - Medical debt 6
Debt collection - Medical 5
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Other debt 2
Debt collection - Auto debt 2
Debt collection - Rental debt 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1
Debt collection - Credit card debt 1

Top Issues

1.Written notification about debt 6
2.Attempts to collect debt not owed 6
3.Cont'd attempts collect debt not owed 3
4.Disclosure verification of debt 3
5.Improper contact or sharing of info 2
6.Communication tactics 2
7.False statements or representation 2
8.Incorrect information on your report 1
9.Took or threatened to take negative or legal action 1
10.Problem with customer service 1

Complaints by Year

Year Complaints
2014 3
2015 2
2016 4
2017 2
2019 1
2020 1
2021 1
2022 5
2023 1
2024 4
2025 5

Complaints by State (Top 15)

Washington 26
Michigan 1
California 1
Oregon 1

Company Responses

Closed with explanation 21
Closed 4
Untimely response 4

What the CFPB Complaint Record Shows for Accelerated Collection Service, Inc

Accelerated Collection Service, Inc draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Written notification about debt" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is well below the 95% industry benchmark and is a material red flag: late or missing responses are one of the strongest predictors of CFPB supervisory interest. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Accelerated Collection Service, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Accelerated Collection Service, Inc have?

The CFPB has logged 29 complaints against Accelerated Collection Service, Inc to date, of which 3 came in over the last 12 months.

Does Accelerated Collection Service, Inc respond to complaints on time?

CFPB complaints against Accelerated Collection Service, Inc draw a 37.9% timely-response rate inside the expected window. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Accelerated Collection Service, Inc?

The most complained-about product for Accelerated Collection Service, Inc is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Accelerated Collection Service, Inc?

"Written notification about debt" is the single most frequently cited issue in complaints against Accelerated Collection Service, Inc - see all issues and counts above.

How do I file a complaint against Accelerated Collection Service, Inc?

You can file a complaint against Accelerated Collection Service, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Accelerated Collection Service, Inc?

Consumers in 4 states and territories have filed complaints about Accelerated Collection Service, Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Accelerated Collection Service, Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.