Accelerated Financial Solutions, LLC

CFPB Consumer Complaint Profile

188
Total Complaints
1
Last 12 Months
84%
Timely Response
33
States Affected
Accelerated Financial Solutions, LLC timely response rate 84.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 60
Debt collection — Other debt 49
Debt collection — Payday loan 22
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 21
Debt collection — Auto 11
Debt collection — Other (i.e. phone, health club, etc.) 10
Debt collection — Credit card debt 4
Debt collection — Credit card 4
Consumer Loan — Vehicle loan 3
Debt collection — Medical 1

Top Issues

1.Attempts to collect debt not owed 53
2.Cont'd attempts collect debt not owed 33
3.Written notification about debt 19
4.Disclosure verification of debt 16
5.Incorrect information on your report 14
6.Communication tactics 12
7.False statements or representation 11
8.Took or threatened to take negative or legal action 10
9.Problem with a credit reporting company's investigation into an existing problem 6
10.Taking/threatening an illegal action 5

Complaints by Year

Year Complaints
2013 8
2014 34
2015 22
2016 6
2017 7
2018 71
2019 16
2020 5
2021 9
2022 8
2023 1
2025 1

Complaints by State (Top 15)

Texas 52
Florida 20
Pennsylvania 13
Georgia 12
New York 7
New Jersey 6
Washington 6
Alabama 5
Maryland 4
Illinois 4
North Carolina 4
Virginia 4
Indiana 4
Missouri 4
California 4

Company Responses

Closed with non-monetary relief 94
Closed with explanation 92
Closed 1
Untimely response 1

What the CFPB Complaint Record Shows for Accelerated Financial Solutions, LLC

The CFPB Consumer Complaint Database has logged 188 complaints against Accelerated Financial Solutions, LLC overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 33 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Accelerated Financial Solutions, LLC's timely response rate stands at 84%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 14.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 50% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Accelerated Financial Solutions, LLC have?

Accelerated Financial Solutions, LLC has 188 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Accelerated Financial Solutions, LLC respond to complaints on time?

Accelerated Financial Solutions, LLC has a 84% timely response rate to CFPB complaints.

What product generates the most complaints for Accelerated Financial Solutions, LLC?

The most complained-about product for Accelerated Financial Solutions, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Accelerated Financial Solutions, LLC?

The most common issue reported by consumers about Accelerated Financial Solutions, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Accelerated Financial Solutions, LLC?

You can file a complaint against Accelerated Financial Solutions, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Accelerated Financial Solutions, LLC?

Consumers in 33 states and territories have filed complaints about Accelerated Financial Solutions, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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