Receivables Performance Management, LLC

CFPB Consumer Complaint Profile

2,449
Total Complaints
0
Last 12 Months
95.4%
Timely Response
51
States Affected
Receivables Performance Management, LLC timely response rate 95.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 1,030
Debt collection — I do not know 562
Debt collection — Other (i.e. phone, health club, etc.) 519
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 202
Debt collection — Auto debt 40
Debt collection — Credit card debt 23
Debt collection — Credit card 23
Debt collection — Medical 10
Credit reporting 10
Debt collection — Medical debt 9

Top Issues

1.Attempts to collect debt not owed 753
2.Cont'd attempts collect debt not owed 446
3.Written notification about debt 337
4.Communication tactics 302
5.False statements or representation 142
6.Incorrect information on your report 134
7.Disclosure verification of debt 122
8.Took or threatened to take negative or legal action 65
9.Problem with a credit reporting company's investigation into an existing problem 55
10.Improper contact or sharing of info 42

Complaints by Year

Year Complaints
2013 52
2014 267
2015 286
2016 169
2017 272
2018 324
2019 173
2020 287
2021 339
2022 257
2023 23

Complaints by State (Top 15)

California 308
Texas 256
Florida 224
Georgia 155
New York 140
Ohio 111
Pennsylvania 96
Illinois 79
New Jersey 73
North Carolina 66
Michigan 65
Arizona 63
Maryland 59
Virginia 58
Massachusetts 48

Company Responses

Closed with explanation 2,442
Closed 6
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Receivables Performance Management, LLC

The CFPB Consumer Complaint Database has logged 2,449 complaints against Receivables Performance Management, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 51 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Receivables Performance Management, LLC's timely response rate stands at 95.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 14% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Receivables Performance Management, LLC have?

Receivables Performance Management, LLC has 2,449 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Receivables Performance Management, LLC respond to complaints on time?

Receivables Performance Management, LLC has a 95.4% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Receivables Performance Management, LLC?

The most complained-about product for Receivables Performance Management, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Receivables Performance Management, LLC?

The most common issue reported by consumers about Receivables Performance Management, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Receivables Performance Management, LLC?

You can file a complaint against Receivables Performance Management, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Receivables Performance Management, LLC?

Consumers in 51 states and territories have filed complaints about Receivables Performance Management, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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