CFPB Consumer Complaint Profile

Acceptance Rentals, Inc.

What 36 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

36
Total complaints
Mid-range
0
Last 12 months
100%
Timely response
Top decile
7
States affected

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The verdict

36 CFPB complaints put Acceptance Rentals, Inc. at #2143 out of 3,843 financial companies ranked by complaint volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#2143
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
7
states with complaints
A
PlainCredit Trust Score
88/100
Acceptance Rentals, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 16.7%
Share of complaints closed with monetary or non-monetary relief

Acceptance Rentals, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2019 to 2020 complete years

  • Annual CFPB complaint volume moved from 11 in 2019 to 1 in 2020 (2019 → 2020).

See the full year-over-year release diff

Acceptance Rentals, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 13
Debt collection - Other debt 11
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 6
Consumer Loan - Installment loan 2
Payday loan, title loan, or personal loan - Installment loan 2
Vehicle loan or lease - Lease 1
Credit card 1

Top Issues

1.Attempts to collect debt not owed 15
2.Communication tactics 3
3.False statements or representation 3
4.Incorrect information on your report 3
5.Problem with a credit reporting company's investigation into an existing problem 3
6.Managing the loan or lease 2
7.Credit monitoring or identity theft protection services 1
8.Written notification about debt 1
9.Disclosure verification of debt 1
10.Problem when making payments 1

Complaints by Year

Year Complaints
2016 1
2017 10
2018 13
2019 11
2020 1

Complaints by State (Top 15)

Georgia 27
Florida 3
Alabama 2
Virginia 1
Pennsylvania 1
Tennessee 1
California 1

Company Responses

Closed with explanation 30
Closed with non-monetary relief 6

What the CFPB Complaint Record Shows for Acceptance Rentals, Inc.

36 complaints against Acceptance Rentals, Inc. appear in the CFPB record, including 0 from the trailing year. The 7 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Acceptance Rentals, Inc. draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 16.7%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Acceptance Rentals, Inc. have?

The CFPB has logged 36 complaints against Acceptance Rentals, Inc. to date, of which 0 came in over the last 12 months.

Does Acceptance Rentals, Inc. respond to complaints on time?

CFPB complaints against Acceptance Rentals, Inc. draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Acceptance Rentals, Inc.?

The most complained-about product for Acceptance Rentals, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Acceptance Rentals, Inc.?

The most common issue reported by consumers about Acceptance Rentals, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Acceptance Rentals, Inc.?

You can file a complaint against Acceptance Rentals, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Acceptance Rentals, Inc.?

Acceptance Rentals, Inc. has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Acceptance Rentals, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026