CFPB Consumer Complaint Profile

Access Group Inc.

149 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

149
Total complaints
Mid-range
2
Last 12 months
99.3%
Timely response
Above median
32
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Access Group Inc. has accumulated 149 complaints, placing it #1099 by volume. Its on-time response rate is 99.3%, the 66th percentile among companies with 100+ complaints.

#1099
of 3,843 companies by volume
99.3%
on time (66th pctile)
Student loan
most-complained product
32
states with complaints
F
PlainCredit Trust Score
38/100
Access Group Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.3%
Share of complaints answered within the CFPB response window
Dispute Rate F 28.7%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Access Group Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.3% Higher than most higher than 66% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Access Group Inc. timely response rate 99.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Student loan - Non-federal student loan 83
Student loan - Private student loan 29
Debt collection - Non-federal student loan 10
Student loan - Federal student loan servicing 9
Debt collection - Private student loan debt 8
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Payday loan 2
Debt collection - I do not know 2
Debt collection - Federal student loan debt 2
Consumer Loan - Installment loan 1

Top Issues

1.Dealing with my lender or servicer 37
2.Dealing with your lender or servicer 21
3.Can't repay my loan 20
4.Problems when you are unable to pay 17
5.Struggling to repay your loan 11
6.Repaying your loan 10
7.Took or threatened to take negative or legal action 6
8.Getting a loan 4
9.Communication tactics 4
10.Disclosure verification of debt 3

Complaints by Year

Year Complaints
2012 17
2013 14
2014 22
2015 21
2016 26
2017 8
2018 9
2019 4
2020 8
2021 6
2022 3
2023 4
2024 4
2025 3

Complaints by State (Top 15)

California 24
Florida 16
New York 14
Texas 10
District of Columbia 9
Ohio 8
Illinois 8
Michigan 5
Washington 4
Pennsylvania 4
Arizona 4
Missouri 4
New Hampshire 4
Minnesota 4
New Mexico 3

Company Responses

Closed with explanation 148
Closed 1

What the CFPB Complaint Record Shows for Access Group Inc.

Access Group Inc. carries 149 complaints in the CFPB's database, 2 of them filed within the past 12 months. Consumers spanning 32 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Student loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Dealing with my lender or servicer" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Access Group Inc. draw a 99.3% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 28.7% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Access Group Inc. have?

The CFPB has logged 149 complaints against Access Group Inc. to date, of which 2 came in over the last 12 months.

Does Access Group Inc. respond to complaints on time?

CFPB complaints against Access Group Inc. draw a 99.3% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Access Group Inc.?

"Student loan" draws more CFPB complaints against Access Group Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Access Group Inc.?

"Dealing with my lender or servicer" is the single most frequently cited issue in complaints against Access Group Inc. - see all issues and counts above.

How do I file a complaint against Access Group Inc.?

You can file a complaint against Access Group Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Access Group Inc.?

Access Group Inc. has drawn CFPB complaints from 32 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Access Group Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Student loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026