CFPB Consumer Complaint Profile

Account Control Systems, Inc

20 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

20
Total complaints
Mid-range
0
Last 12 months
80%
Timely response
Bottom decile
12
States affected

The verdict

20 CFPB complaints put Account Control Systems, Inc at #2861 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 80%, the 9th percentile among companies with 100+ complaints.

#2861
of 3,843 companies by volume
80%
on time (9th pctile)
Debt collection
most-complained product
12
states with complaints
C+
PlainCredit Trust Score
63/100
Account Control Systems, Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 80.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A 20.0%
Share of complaints closed with monetary or non-monetary relief

Account Control Systems, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

80% Among the lowest higher than 9% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Account Control Systems, Inc timely response rate 80.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other (i.e. phone, health club, etc.) 8
Debt collection - I do not know 6
Debt collection - Credit card 2
Debt collection - Other debt 2
Debt collection - Credit card debt 1
Debt collection - Medical debt 1

Top Issues

1.Written notification about debt 5
2.Communication tactics 4
3.Attempts to collect debt not owed 4
4.Disclosure verification of debt 3
5.Cont'd attempts collect debt not owed 2
6.False statements or representation 1
7.Taking/threatening an illegal action 1

Complaints by Year

Year Complaints
2014 5
2015 5
2017 2
2018 2
2019 3
2020 1
2021 1
2024 1

Complaints by State (Top 15)

New York 5
New Jersey 3
Ohio 2
California 2
Missouri 1
Georgia 1
Washington 1
Pennsylvania 1
Indiana 1
Mississippi 1
Virginia 1
Kentucky 1

Company Responses

Closed with explanation 15
Closed with non-monetary relief 4
Untimely response 1

What the CFPB Complaint Record Shows for Account Control Systems, Inc

The CFPB Consumer Complaint Database has logged 20 complaints against Account Control Systems, Inc overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 12 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Written notification about debt" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Account Control Systems, Inc draw a 80% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 20% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Account Control Systems, Inc have?

Account Control Systems, Inc has 20 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Account Control Systems, Inc respond to complaints on time?

CFPB complaints against Account Control Systems, Inc draw a 80% timely-response rate inside the expected window.

What product generates the most complaints for Account Control Systems, Inc?

Among all products tied to Account Control Systems, Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Account Control Systems, Inc?

The most common issue reported by consumers about Account Control Systems, Inc is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against Account Control Systems, Inc?

You can file a complaint against Account Control Systems, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Account Control Systems, Inc?

Account Control Systems, Inc has drawn CFPB complaints from 12 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Account Control Systems, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026