CFPB Consumer Complaint Profile

Account Services Collections, Inc

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

94
Total complaints
Mid-range
0
Last 12 months
97.9%
Timely response
Below median
14
States affected

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The verdict

By CFPB complaint volume, Account Services Collections, Inc is #1365 out of 3,843 financial companies. On response speed it sits at the 47th percentile among companies with 100+ complaints.

Debt collection
most-complained product
TX
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B
PlainCredit Trust Score
71/100
Account Services Collections, Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 97.9%
Share of complaints answered within the CFPB response window
Dispute Rate D 17.8%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 55.3%
Share of complaints closed with monetary or non-monetary relief

Account Services Collections, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.9% Around the middle higher than 47% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Medical debt 29
Debt collection - Medical 29
Debt collection - I do not know 15
Debt collection - Other (i.e. phone, health club, etc.) 9
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Debt collection - Credit card debt 1
Credit reporting 1
Debt collection - Other debt 1
Debt collection - Credit card 1

Top Issues

1.Cont'd attempts collect debt not owed 17
2.Attempts to collect debt not owed 17
3.Disclosure verification of debt 13
4.Written notification about debt 13
5.Communication tactics 12
6.Incorrect information on your report 8
7.False statements or representation 7
8.Took or threatened to take negative or legal action 5
9.Incorrect information on credit report 1
10.Improper contact or sharing of info 1

Complaints by Year

Year Complaints
2013 1
2014 9
2015 11
2016 15
2017 22
2018 14
2019 8
2020 14

Complaints by State (Top 15)

Texas 63
Michigan 17
California 2
Tennessee 1
Florida 1
Missouri 1
Nevada 1
North Carolina 1
Indiana 1
Maryland 1
Georgia 1
Kansas 1
Colorado 1
New Jersey 1

Company Responses

Closed with non-monetary relief 52
Closed with explanation 41
Closed 1

What the CFPB Complaint Record Shows for Account Services Collections, Inc

Account Services Collections, Inc draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Account Services Collections, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (17.8% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Account Services Collections, Inc have?

The CFPB has logged 94 complaints against Account Services Collections, Inc to date, of which 0 came in over the last 12 months.

Does Account Services Collections, Inc respond to complaints on time?

Account Services Collections, Inc has a 97.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Account Services Collections, Inc?

Among all products tied to Account Services Collections, Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Account Services Collections, Inc?

The most common issue reported by consumers about Account Services Collections, Inc is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Account Services Collections, Inc?

You can file a complaint against Account Services Collections, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Account Services Collections, Inc?

The CFPB has recorded complaints against Account Services Collections, Inc from 14 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Account Services Collections, Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.