CFPB Consumer Complaint Profile

Accounts Receivable Management, Inc (NJ) (Closed)

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

77
Total complaints
Mid-range
0
Last 12 months
100%
Timely response
Top decile
24
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Accounts Receivable Management, Inc (NJ) (Closed) places #1492 by volume. For answering complaints on time it stands at the 86th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

A-
PlainCredit Trust Score
83/100
Accounts Receivable Management, Inc (NJ) (Closed) · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate C 14.3%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 92.2%
Share of complaints closed with monetary or non-monetary relief

Accounts Receivable Management, Inc (NJ) (Closed) vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2013 to 2014 complete years

  • Annual CFPB complaint volume moved from 29 in 2013 to 48 in 2014 (2013 → 2014).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - I do not know 42
Debt collection - Credit card 11
Debt collection - Other (i.e. phone, health club, etc.) 10
Debt collection - Medical 5
Debt collection - Payday loan 3
Debt collection - Auto 3
Student loan - Non-federal student loan 2
Debt collection - Non-federal student loan 1

Top Issues

1.Cont'd attempts collect debt not owed 38
2.Communication tactics 24
3.Improper contact or sharing of info 6
4.Disclosure verification of debt 5
5.Problems when you are unable to pay 2
6.Taking/threatening an illegal action 1
7.False statements or representation 1

Complaints by Year

Year Complaints
2013 29
2014 48

Complaints by State (Top 15)

California 12
New York 12
New Jersey 8
Florida 7
Pennsylvania 5
Texas 5
Michigan 4
Virginia 4
Maryland 3
Washington 2
Illinois 1
Rhode Island 1
Colorado 1
South Carolina 1
Georgia 1

Company Responses

Closed with non-monetary relief 70
Closed with explanation 6
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Accounts Receivable Management, Inc (NJ) (Closed)

Accounts Receivable Management, Inc (NJ) (Closed) draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Accounts Receivable Management, Inc (NJ) (Closed): nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Accounts Receivable Management, Inc (NJ) (Closed) have?

The CFPB has logged 77 complaints against Accounts Receivable Management, Inc (NJ) (Closed) to date, of which 0 came in over the last 12 months.

Does Accounts Receivable Management, Inc (NJ) (Closed) respond to complaints on time?

Accounts Receivable Management, Inc (NJ) (Closed)'s CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Accounts Receivable Management, Inc (NJ) (Closed)?

Among all products tied to Accounts Receivable Management, Inc (NJ) (Closed), "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Accounts Receivable Management, Inc (NJ) (Closed)?

The most common issue reported by consumers about Accounts Receivable Management, Inc (NJ) (Closed) is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Accounts Receivable Management, Inc (NJ) (Closed)?

You can file a complaint against Accounts Receivable Management, Inc (NJ) (Closed) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Accounts Receivable Management, Inc (NJ) (Closed)?

Consumers in 24 states and territories have filed complaints about Accounts Receivable Management, Inc (NJ) (Closed) with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Accounts Receivable Management, Inc (NJ) (Closed)'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.