CFPB Consumer Complaint Profile

Accudata Credit Systems LLC

14 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

14
Total complaints
0
Last 12 months
85.7%
Timely response
6
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Accudata Credit Systems LLC has accumulated 14 complaints, placing it #3318 by volume. 85.7% of its complaints get an on-time reply, falling short of the 93% median for the 100+ complaint peer group.

#3318
of 3,848 companies by volume
85.7%
answered on time
Debt collection
most-complained product
6
states with complaints
Accudata Credit Systems LLC timely response rate 85.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 5
Credit reporting 2
Debt collection - I do not know 2
Credit reporting or other personal consumer reports - Credit reporting 1
Debt collection - Other (i.e. phone, health club, etc.) 1
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Debt collection - Rental debt 1

Top Issues

1.Written notification about debt 4
2.False statements or representation 3
3.Incorrect information on credit report 2
4.Improper use of your report 2
5.Took or threatened to take negative or legal action 2
6.Incorrect information on your report 1

Complaints by Year

Year Complaints
2016 2
2017 3
2018 2
2019 1
2020 1
2021 1
2023 2
2024 1
2025 1

Complaints by State (Top 15)

Missouri 8
Illinois 2
Alabama 1
California 1
Kansas 1
Oregon 1

Company Responses

Closed with explanation 14

What the CFPB Complaint Record Shows for Accudata Credit Systems LLC

The CFPB Consumer Complaint Database has logged 14 complaints against Accudata Credit Systems LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 6 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Written notification about debt" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Accudata Credit Systems LLC's timely response rate stands at 85.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Accudata Credit Systems LLC have?

Accudata Credit Systems LLC has 14 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Accudata Credit Systems LLC respond to complaints on time?

Accudata Credit Systems LLC has a 85.7% timely response rate to CFPB complaints.

What product generates the most complaints for Accudata Credit Systems LLC?

Among all products tied to Accudata Credit Systems LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Accudata Credit Systems LLC?

The most common issue reported by consumers about Accudata Credit Systems LLC is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against Accudata Credit Systems LLC?

You can file a complaint against Accudata Credit Systems LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Accudata Credit Systems LLC?

Consumers in 6 states and territories have filed complaints about Accudata Credit Systems LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.