CFPB Consumer Complaint Profile

Action Professionals, Inc.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

20
Total complaints
Mid-range
0
Last 12 months
80%
Timely response
Bottom decile
2
States affected

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Action Professionals, Inc. sits at #2861. For answering complaints on time it stands at the 9th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
30/100
Action Professionals, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 80.0%
Share of complaints answered within the CFPB response window
Dispute Rate C 14.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Action Professionals, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

80% Among the lowest higher than 9% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Medical debt 6
Debt collection - Medical 4
Debt collection - I do not know 3
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Credit card debt 1
Vehicle loan or lease - Loan 1
Debt collection - Other debt 1

Top Issues

1.Cont'd attempts collect debt not owed 6
2.Attempts to collect debt not owed 6
3.False statements or representation 3
4.Incorrect information on your report 1
5.Written notification about debt 1
6.Managing the loan or lease 1
7.Improper contact or sharing of info 1
8.Improper use of your report 1

Complaints by Year

Year Complaints
2013 3
2014 2
2015 1
2016 1
2017 1
2019 2
2021 4
2022 2
2023 2
2024 2

Complaints by State (Top 15)

California 18
Texas 2

Company Responses

Closed with explanation 20

What the CFPB Complaint Record Shows for Action Professionals, Inc.

In the CFPB record, Action Professionals, Inc. has a geographically concentrated complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Action Professionals, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Action Professionals, Inc. have?

Action Professionals, Inc. has 20 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Action Professionals, Inc. respond to complaints on time?

CFPB complaints against Action Professionals, Inc. draw a 80% timely-response rate inside the expected window.

What product generates the most complaints for Action Professionals, Inc.?

Among all products tied to Action Professionals, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Action Professionals, Inc.?

The most common issue reported by consumers about Action Professionals, Inc. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Action Professionals, Inc.?

You can file a complaint against Action Professionals, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Action Professionals, Inc.?

Action Professionals, Inc. has drawn CFPB complaints from 2 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Action Professionals, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.