CFPB Consumer Complaint Profile

Action Revenue Recovery, LLC

Behind the 77 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

77
Total complaints
Mid-range
2
Last 12 months
100%
Timely response
Top decile
9
States affected

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The verdict

Action Revenue Recovery, LLC ranks #1492 of 3,843 financial companies by CFPB complaint volume, with 77 complaints on record. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#1492
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
9
states with complaints
C
PlainCredit Trust Score
56/100
Action Revenue Recovery, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate C 14.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Action Revenue Recovery, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Action Revenue Recovery, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 25
Debt collection - I do not know 23
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 14
Debt collection - Other debt 7
Debt collection - Medical 4
Debt collection - Credit card debt 3
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 25
2.Written notification about debt 19
3.Problem with a credit reporting company's investigation into an existing problem 7
4.False statements or representation 7
5.Incorrect information on your report 5
6.Improper use of your report 3
7.Cont'd attempts collect debt not owed 3
8.Took or threatened to take negative or legal action 3
9.Communication tactics 2
10.Disclosure verification of debt 2

Complaints by Year

Year Complaints
2013 3
2014 3
2015 1
2017 6
2018 6
2019 16
2020 5
2021 17
2022 11
2023 6
2024 1
2025 2

Complaints by State (Top 15)

Texas 37
Louisiana 30
Arkansas 3
Arizona 2
Georgia 1
Maryland 1
California 1
Virginia 1
Pennsylvania 1

Company Responses

Closed with explanation 77

What the CFPB Complaint Record Shows for Action Revenue Recovery, LLC

The CFPB Consumer Complaint Database has logged 77 complaints against Action Revenue Recovery, LLC overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 9 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Action Revenue Recovery, LLC's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response at a 14.3% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Action Revenue Recovery, LLC have?

Action Revenue Recovery, LLC has 77 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Action Revenue Recovery, LLC respond to complaints on time?

CFPB complaints against Action Revenue Recovery, LLC draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Action Revenue Recovery, LLC?

Among all products tied to Action Revenue Recovery, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Action Revenue Recovery, LLC?

The most common issue reported by consumers about Action Revenue Recovery, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Action Revenue Recovery, LLC?

You can file a complaint against Action Revenue Recovery, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Action Revenue Recovery, LLC?

The CFPB has recorded complaints against Action Revenue Recovery, LLC from 9 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Action Revenue Recovery, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026