CFPB Consumer Complaint Profile
Advantage Plus Credit Reporting, Inc.
12 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-05-15
- 12
- Total complaints
- 5
- Last 12 months
- 100%
- Timely response
- 7
- States affected
The verdict
12 CFPB complaints put Advantage Plus Credit Reporting, Inc. at #3497 out of 3,848 financial companies ranked by complaint volume. 100% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.
- #3497
- of 3,848 companies by volume
- 100%
- answered on time
- Credit reporting or …
- most-complained product
- 7
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2021 | 1 |
| 2023 | 3 |
| 2024 | 3 |
| 2025 | 3 |
| 2026 | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Advantage Plus Credit Reporting, Inc.
12 complaints against Advantage Plus Credit Reporting, Inc. appear in the CFPB record, including 5 from the trailing year. The 7 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. The specific issue named most within that category is "Improper use of your report," a reasonable starting point for understanding recurring friction.
Advantage Plus Credit Reporting, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Advantage Plus Credit Reporting, Inc. have?
The CFPB has logged 12 complaints against Advantage Plus Credit Reporting, Inc. to date, of which 5 came in over the last 12 months.
Does Advantage Plus Credit Reporting, Inc. respond to complaints on time?
100% of the CFPB complaints against Advantage Plus Credit Reporting, Inc. get a response within the expected window. This is considered excellent.
What product generates the most complaints for Advantage Plus Credit Reporting, Inc.?
Among all products tied to Advantage Plus Credit Reporting, Inc., "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Advantage Plus Credit Reporting, Inc.?
"Improper use of your report" is the single most frequently cited issue in complaints against Advantage Plus Credit Reporting, Inc. - see all issues and counts above.
How do I file a complaint against Advantage Plus Credit Reporting, Inc.?
You can file a complaint against Advantage Plus Credit Reporting, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Advantage Plus Credit Reporting, Inc.?
Advantage Plus Credit Reporting, Inc. has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~12)
Also handles Credit reporting or other personal consumer reports
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.