CFPB Consumer Complaint Profile
Affiliated Creditors, Inc.
What 24 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-05-15
- 24
- Total complaints
- 0
- Last 12 months
- 66.7%
- Timely response
- 6
- States affected
The verdict
Out of 3,848 financial companies in the CFPB database, Affiliated Creditors, Inc. has accumulated 24 complaints, placing it #2631 by volume. It answers 66.7% of complaints on time - below the 93% median for companies with 100+ complaints.
- #2631
- of 3,848 companies by volume
- 66.7%
- answered on time
- Debt collection
- most-complained product
- 6
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 3 |
| 2016 | 4 |
| 2017 | 5 |
| 2018 | 7 |
| 2019 | 2 |
| 2022 | 2 |
| 2023 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Affiliated Creditors, Inc.
Affiliated Creditors, Inc. carries 24 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 6 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Communication tactics" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Affiliated Creditors, Inc.'s timely response rate stands at 66.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 11.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Affiliated Creditors, Inc. have?
24 complaints have been filed against Affiliated Creditors, Inc. with the CFPB overall - 0 of them in the past year.
Does Affiliated Creditors, Inc. respond to complaints on time?
66.7% of the CFPB complaints against Affiliated Creditors, Inc. get a response within the expected window. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for Affiliated Creditors, Inc.?
The most complained-about product for Affiliated Creditors, Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Affiliated Creditors, Inc.?
The most common issue reported by consumers about Affiliated Creditors, Inc. is "Communication tactics." All complaint issues are listed above with their counts.
How do I file a complaint against Affiliated Creditors, Inc.?
You can file a complaint against Affiliated Creditors, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Affiliated Creditors, Inc.?
The CFPB has recorded complaints against Affiliated Creditors, Inc. from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~24)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.