CFPB Consumer Complaint Profile

Transworld Systems Inc

What 19,235 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

19,235
Total complaints
5,072
Last 12 months
99.9%
Timely response
57
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Transworld Systems Inc sits at #37, with 19,235 complaints logged. Its on-time response rate is 99.9%, ahead of the 93% median among companies with 100+ complaints.

#37
of 3,848 companies by volume
99.9%
answered on time
Debt collection
most-complained product
57
states with complaints
Transworld Systems Inc timely response rate 99.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 4,743
Debt collection - Other debt 3,395
Credit reporting or other personal consumer reports - Credit reporting 1,943
Debt collection - Medical debt 1,874
Debt collection - Telecommunications debt 1,396
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 957
Debt collection - Medical 796
Debt collection - Credit card debt 742
Debt collection - Other (i.e. phone, health club, etc.) 641
Debt collection - Rental debt 551

Top Issues

1.Attempts to collect debt not owed 6,316
2.Written notification about debt 2,712
3.False statements or representation 1,785
4.Incorrect information on your report 1,568
5.Took or threatened to take negative or legal action 1,310
6.Cont'd attempts collect debt not owed 1,045
7.Communication tactics 956
8.Improper use of your report 676
9.Dealing with your lender or servicer 507
10.Problem with a company's investigation into an existing problem 459

Complaints by Year

Year Complaints
2014 124
2015 1,030
2016 946
2017 1,116
2018 1,072
2019 744
2020 958
2021 1,347
2022 1,072
2023 1,451
2024 3,130
2025 5,202
2026 1,043

Complaints by State (Top 15)

Texas 3,271
Florida 1,690
California 1,392
Georgia 1,198
New York 1,131
Pennsylvania 964
Maryland 899
Illinois 740
New Jersey 705
Virginia 604
Arizona 480
Michigan 461
Ohio 460
North Carolina 433
Louisiana 314

Company Responses

Closed with explanation 19,107
In progress 123
Closed 2
Closed with non-monetary relief 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Transworld Systems Inc

19,235 complaints against Transworld Systems Inc appear in the CFPB record, including 5,072 from the trailing year. The 57 states and territories represented put this footprint in nationwide territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Transworld Systems Inc's timely response rate stands at 99.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. In 11.1% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 0% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Transworld Systems Inc have?

Transworld Systems Inc has 19,235 total consumer complaints filed with the CFPB, with 5,072 filed in the last 12 months.

Does Transworld Systems Inc respond to complaints on time?

99.9% of the CFPB complaints against Transworld Systems Inc get a response within the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Transworld Systems Inc?

The most complained-about product for Transworld Systems Inc is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Transworld Systems Inc?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Transworld Systems Inc; the full issue list with counts is above.

How do I file a complaint against Transworld Systems Inc?

You can file a complaint against Transworld Systems Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Transworld Systems Inc?

The CFPB has recorded complaints against Transworld Systems Inc from 57 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026