CFPB Consumer Complaint Profile

Alcar Inc.

Consumers have filed 35 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

35
Total complaints
34
Last 12 months
94.3%
Timely response
19
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Alcar Inc. sits at #2183, with 35 complaints logged. It answers 94.3% of complaints on time - above the 93% median for companies with 100+ complaints.

#2183
of 3,848 companies by volume
94.3%
answered on time
Credit reporting or …
most-complained product
19
states with complaints
Alcar Inc. timely response rate 94.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 13
Payday loan, title loan, personal loan, or advance loan - Installment loan 8
Payday loan, title loan, personal loan, or advance loan - Payday loan 2
Debt collection - Payday loan debt 2
Checking or savings account - CD (Certificate of Deposit) 2
Debt collection - Private student loan debt 2
Debt collection - I do not know 2
Checking or savings account - Other banking product or service 1
Student loan - Private student loan 1
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 1

Top Issues

1.Incorrect information on your report 10
2.False statements or representation 4
3.Getting the loan 3
4.Struggling to pay your loan 2
5.Improper use of your report 2
6.Opening an account 2
7.Problem when making payments 2
8.Was approved for a loan, but didn't receive the money 1
9.Managing an account 1
10.Took or threatened to take negative or legal action 1

Complaints by Year

Year Complaints
2024 1
2025 24
2026 10

Complaints by State (Top 15)

Illinois 4
Virginia 4
Texas 3
California 3
North Carolina 3
South Carolina 2
Connecticut 2
New Jersey 2
New Hampshire 2
Kansas 1
Arkansas 1
New York 1
South Dakota 1
Arizona 1
Delaware 1

Company Responses

Closed with explanation 35

What the CFPB Complaint Record Shows for Alcar Inc.

The CFPB Consumer Complaint Database has logged 35 complaints against Alcar Inc. overall, with 34 of those filed in the trailing 12 months. Reports have come from consumers in 19 states and territories, making this a multi-regional complaint footprint. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Alcar Inc. answers 94.3% of forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Alcar Inc. have?

Alcar Inc. has 35 total consumer complaints filed with the CFPB, with 34 filed in the last 12 months.

Does Alcar Inc. respond to complaints on time?

Alcar Inc.'s CFPB timely-response rate is 94.3%.

What product generates the most complaints for Alcar Inc.?

Among all products tied to Alcar Inc., "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Alcar Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Alcar Inc.; the full issue list with counts is above.

How do I file a complaint against Alcar Inc.?

You can file a complaint against Alcar Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Alcar Inc.?

The CFPB has recorded complaints against Alcar Inc. from 19 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026