CFPB Consumer Complaint Profile

All State Credit Bureau, Inc.

218 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

218
Total complaints
43
Last 12 months
100%
Timely response
18
States affected

The verdict

All State Credit Bureau, Inc. ranks #872 of 3,848 financial companies by CFPB complaint volume, with 218 complaints on record. It answers 100% of complaints on time - above the 93% median for companies with 100+ complaints.

#872
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
18
states with complaints
All State Credit Bureau, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 51
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 49
Debt collection - Other debt 44
Credit reporting or other personal consumer reports - Credit reporting 30
Debt collection - Rental debt 15
Debt collection - Other (i.e. phone, health club, etc.) 10
Debt collection - Credit card debt 5
Debt collection - Medical debt 4
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 2
Debt collection - Medical 2

Top Issues

1.Attempts to collect debt not owed 50
2.Incorrect information on your report 46
3.Written notification about debt 33
4.False statements or representation 21
5.Improper use of your report 19
6.Took or threatened to take negative or legal action 14
7.Problem with a credit reporting company's investigation into an existing problem 10
8.Disclosure verification of debt 9
9.Problem with a company's investigation into an existing problem 5
10.Cont'd attempts collect debt not owed 4

Complaints by Year

Year Complaints
2013 1
2014 2
2015 1
2016 5
2017 14
2018 21
2019 14
2020 11
2021 11
2022 25
2023 26
2024 37
2025 32
2026 18

Complaints by State (Top 15)

Michigan 188
California 5
Georgia 4
Illinois 4
North Carolina 2
Texas 2
Oregon 1
Massachusetts 1
Indiana 1
Missouri 1
Pennsylvania 1
South Carolina 1
New York 1
Arizona 1
Connecticut 1

Company Responses

Closed with explanation 217
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for All State Credit Bureau, Inc.

All State Credit Bureau, Inc. carries 218 complaints in the CFPB's database, 43 of them filed within the past 12 months. Consumers spanning 18 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, All State Credit Bureau, Inc. answers 100% of forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response in 21.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.5% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does All State Credit Bureau, Inc. have?

All State Credit Bureau, Inc. has 218 total consumer complaints filed with the CFPB, with 43 filed in the last 12 months.

Does All State Credit Bureau, Inc. respond to complaints on time?

All State Credit Bureau, Inc.'s CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for All State Credit Bureau, Inc.?

"Debt collection" draws more CFPB complaints against All State Credit Bureau, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with All State Credit Bureau, Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against All State Credit Bureau, Inc. - see all issues and counts above.

How do I file a complaint against All State Credit Bureau, Inc.?

You can file a complaint against All State Credit Bureau, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about All State Credit Bureau, Inc.?

All State Credit Bureau, Inc. has drawn CFPB complaints from 18 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.