CFPB Consumer Complaint Profile

All State Credit Bureau, Inc.

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

218
Total complaints
Above average
43
Last 12 months
100%
Timely response
Top decile
18
States affected

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The verdict

All State Credit Bureau, Inc. ranks #871 of 3,843 financial companies by CFPB complaint volume. On response speed it sits at the 86th percentile among companies with 100+ complaints.

Debt collection
most-complained product
MI
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
57/100
All State Credit Bureau, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 21.4%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.5%
Share of complaints closed with monetary or non-monetary relief

All State Credit Bureau, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - I do not know 51
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 49
Debt collection - Other debt 44
Credit reporting or other personal consumer reports - Credit reporting 30
Debt collection - Rental debt 15
Debt collection - Other (i.e. phone, health club, etc.) 10
Debt collection - Credit card debt 5
Debt collection - Medical debt 4
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 2
Debt collection - Medical 2

Top Issues

1.Attempts to collect debt not owed 50
2.Incorrect information on your report 46
3.Written notification about debt 33
4.False statements or representation 21
5.Improper use of your report 19
6.Took or threatened to take negative or legal action 14
7.Problem with a credit reporting company's investigation into an existing problem 10
8.Disclosure verification of debt 9
9.Problem with a company's investigation into an existing problem 5
10.Cont'd attempts collect debt not owed 4

Complaints by Year

Year Complaints
2013 1
2014 2
2015 1
2016 5
2017 14
2018 21
2019 14
2020 11
2021 11
2022 25
2023 26
2024 37
2025 32
2026year in progress 18

Complaints by State (Top 15)

Michigan 188
California 5
Georgia 4
Illinois 4
North Carolina 2
Texas 2
Oregon 1
Massachusetts 1
Indiana 1
Missouri 1
Pennsylvania 1
South Carolina 1
New York 1
Arizona 1
Connecticut 1

Company Responses

Closed with explanation 217
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for All State Credit Bureau, Inc.

All State Credit Bureau, Inc. draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for All State Credit Bureau, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (21.4% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does All State Credit Bureau, Inc. have?

All State Credit Bureau, Inc. has 218 total consumer complaints filed with the CFPB, with 43 filed in the last 12 months.

Does All State Credit Bureau, Inc. respond to complaints on time?

All State Credit Bureau, Inc.'s CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for All State Credit Bureau, Inc.?

"Debt collection" draws more CFPB complaints against All State Credit Bureau, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with All State Credit Bureau, Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against All State Credit Bureau, Inc. - see all issues and counts above.

How do I file a complaint against All State Credit Bureau, Inc.?

You can file a complaint against All State Credit Bureau, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about All State Credit Bureau, Inc.?

All State Credit Bureau, Inc. has drawn CFPB complaints from 18 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

All State Credit Bureau, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.