Alliant Capital Management LLC

CFPB Consumer Complaint Profile

371
Total Complaints
51
Last 12 Months
99.5%
Timely Response
46
States Affected
Alliant Capital Management LLC timely response rate 99.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 140
Debt collection — Payday loan debt 43
Debt collection — Other debt 42
Debt collection — Credit card debt 40
Debt collection — Payday loan 32
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 13
Credit reporting or other personal consumer reports — Credit reporting 10
Debt collection — Credit card 10
Debt collection — Other (i.e. phone, health club, etc.) 9
Payday loan 5

Top Issues

1.Communication tactics 112
2.Threatened to contact someone or share information improperly 51
3.Attempts to collect debt not owed 44
4.Took or threatened to take negative or legal action 25
5.Taking/threatening an illegal action 18
6.False statements or representation 16
7.Written notification about debt 13
8.Improper contact or sharing of info 13
9.Incorrect information on your report 11
10.Disclosure verification of debt 11

Complaints by Year

Year Complaints
2014 22
2015 39
2016 32
2017 31
2018 25
2019 21
2020 24
2021 21
2022 26
2023 32
2024 31
2025 59
2026 8

Complaints by State (Top 15)

California 53
Florida 26
Illinois 26
Texas 26
Ohio 23
New York 18
Virginia 15
North Carolina 13
Pennsylvania 11
Louisiana 10
Missouri 10
New Jersey 10
Georgia 9
Washington 8
Massachusetts 8

Company Responses

Closed with explanation 370
Closed 1

What the CFPB Complaint Record Shows for Alliant Capital Management LLC

The CFPB Consumer Complaint Database has logged 371 complaints against Alliant Capital Management LLC overall, with 51 of those filed in the trailing 12 months. Reports have come from consumers in 46 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Alliant Capital Management LLC's timely response rate stands at 99.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 21% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Alliant Capital Management LLC have?

Alliant Capital Management LLC has 371 total consumer complaints filed with the CFPB, with 51 filed in the last 12 months.

Does Alliant Capital Management LLC respond to complaints on time?

Alliant Capital Management LLC has a 99.5% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Alliant Capital Management LLC?

The most complained-about product for Alliant Capital Management LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Alliant Capital Management LLC?

The most common issue reported by consumers about Alliant Capital Management LLC is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Alliant Capital Management LLC?

You can file a complaint against Alliant Capital Management LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Alliant Capital Management LLC?

Consumers in 46 states and territories have filed complaints about Alliant Capital Management LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related