CFPB Consumer Complaint Profile

Byrider Franchising, LLC

What 1,419 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

1,419
Total complaints
333
Last 12 months
99.4%
Timely response
42
States affected

The verdict

Byrider Franchising, LLC ranks #265 of 3,848 financial companies by CFPB complaint volume, with 1,419 complaints on record. It answers 99.4% of complaints on time — above the 93% median for companies with 100+ complaints.

#265
of 3,848 companies by volume
99.4%
answered on time
Vehicle loan or lease
most-complained product
42
states with complaints
Byrider Franchising, LLC timely response rate 99.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Vehicle loan or lease — Loan 471
Credit reporting or other personal consumer reports — Credit reporting 238
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 216
Consumer Loan — Vehicle loan 143
Debt collection — Auto debt 139
Debt collection — I do not know 69
Vehicle loan or lease — Lease 53
Debt collection — Auto 48
Debt collection — Other debt 8
Payday loan, title loan, or personal loan — Title loan 5

Top Issues

1.Incorrect information on your report 254
2.Managing the loan or lease 195
3.Improper use of your report 137
4.Struggling to pay your loan 104
5.Repossession 96
6.Attempts to collect debt not owed 84
7.Problem with a credit reporting company's investigation into an existing problem 79
8.Getting a loan or lease 73
9.Problems when you are unable to pay 58
10.Problem with a company's investigation into an existing problem 53

Complaints by Year

Year Complaints
2012 3
2013 18
2014 42
2015 61
2016 71
2017 73
2018 104
2019 83
2020 78
2021 101
2022 96
2023 113
2024 175
2025 330
2026 71

Complaints by State (Top 15)

Ohio 198
Illinois 151
Pennsylvania 112
Florida 111
Texas 100
Indiana 95
Wisconsin 77
North Carolina 62
Georgia 53
South Carolina 43
Missouri 35
Virginia 30
Massachusetts 30
Maryland 28
Arkansas 26

Company Responses

Closed with explanation 1,415
Closed with monetary relief 2
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Byrider Franchising, LLC

The CFPB Consumer Complaint Database has logged 1,419 complaints against Byrider Franchising, LLC overall, with 333 of those filed in the trailing 12 months. Reports have come from consumers in 42 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Vehicle loan or lease," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Byrider Franchising, LLC's timely response rate stands at 99.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 21% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Byrider Franchising, LLC have?

Byrider Franchising, LLC has 1,419 total consumer complaints filed with the CFPB, with 333 filed in the last 12 months.

Does Byrider Franchising, LLC respond to complaints on time?

Byrider Franchising, LLC has a 99.4% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Byrider Franchising, LLC?

The most complained-about product for Byrider Franchising, LLC is "Vehicle loan or lease." You can view the full product breakdown on this page.

What is the most common complaint issue with Byrider Franchising, LLC?

The most common issue reported by consumers about Byrider Franchising, LLC is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Byrider Franchising, LLC?

You can file a complaint against Byrider Franchising, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Byrider Franchising, LLC?

Consumers in 42 states and territories have filed complaints about Byrider Franchising, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related