CFPB Consumer Complaint Profile

Keycorp

What 7,789 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

7,789
Total complaints
Among the highest
794
Last 12 months
99.7%
Timely response
Top decile
54
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Keycorp has accumulated 7,789 complaints, placing it #78 by volume. On-time replies land at 99.7%, the 76th percentile for the 100+ complaint peer group.

#78
of 3,843 companies by volume
99.7%
on time (76th pctile)
Checking or savings …
most-complained product
54
states with complaints
B-
PlainCredit Trust Score
69/100
Keycorp · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B+ 99.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 21.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 24.9%
Share of complaints closed with monetary or non-monetary relief

Keycorp vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.7% Top 24% higher than 76% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 620 in 2024 to 804 in 2025 (2024 → 2025).

See the full year-over-year release diff

Keycorp timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 2,646
Bank account or service - Checking account 660
Student loan - Non-federal student loan 405
Credit card or prepaid card - General-purpose credit card or charge card 300
Mortgage - Conventional home mortgage 299
Checking or savings account - Other banking product or service 279
Credit card or prepaid card - Government benefit card 229
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 209
Mortgage - Home equity loan or line of credit (HELOC) 207
Bank account or service - Other bank product/service 192

Top Issues

1.Managing an account 1,924
2.Account opening, closing, or management 443
3.Opening an account 360
4.Closing an account 348
5.Trouble during payment process 324
6.Problem with a lender or other company charging your account 280
7.Incorrect information on your report 262
8.Problem caused by your funds being low 249
9.Deposits and withdrawals 223
10.Loan servicing, payments, escrow account 172

Complaints by Year

Year Complaints
2011 6
2012 330
2013 301
2014 313
2015 361
2016 503
2017 715
2018 593
2019 499
2020 626
2021 637
2022 632
2023 674
2024 620
2025 804
2026year in progress 175

Complaints by State (Top 15)

New York 1,846
Ohio 1,130
Washington 682
Pennsylvania 484
Connecticut 427
Oregon 345
Colorado 330
California 236
Indiana 212
Florida 191
Michigan 168
New Jersey 159
Illinois 156
Maine 154
Utah 125

Company Responses

Closed with explanation 5,785
Closed with monetary relief 1,404
Closed with non-monetary relief 444
Closed without relief 60
In progress 44
Closed with relief 31
Closed 20
Untimely response 1

Keycorp Complaint Concentration Profile

Keycorp is a high-volume CFPB cohort (7,789 complaints) - enough filings to measure how concentrated the product and issue mix is, not just the headline totals. Across 87 named product lines in the stored breakdown, the leading three (Checking or savings account, Bank account or service, Student loan) hold a 47.6% share of product-tagged complaints. The Herfindahl index on that product mix is 0.136 (1.0 = a single product owns every tagged complaint; lower = a broader book).

On the issue side, 15 named issues appear in the top list; the leading three (Managing an account, Account opening, closing, or management, Opening an account) cover a 51.6% share of those mentions. That multi-issue footprint is the profile thin-volume companies cannot show - their pages stop at a short bar list because the sample cannot support a concentration read.

Geography tells a similar story: the top three states (New York, Ohio, Washington) hold a 48.0% share of state-tagged volume across 54 jurisdictions on file. A concentrated state trio can hint at regional servicing stress; a flatter map usually tracks a nationwide book.

Among coded company responses, "Closed with explanation" leads at a 74.3% share among the 7,789 response-tagged complaints (5,785 filings). Read that mix next to the timely-response and relief rates above - both describe process outcomes, not a finding of wrongdoing.

Peak filing year was 2025 (804 complaints); the lightest year on file was 2011 (6). From 2024 to 2025, annual volume rose 29.7% (620 → 804). Year-to-year swings at this volume usually track product launches, servicing changes, and consumer awareness more than a single-event spike.

What the CFPB Complaint Record Shows for Keycorp

Keycorp carries 7,789 complaints in the CFPB's database, 794 of them filed within the past 12 months. Consumers spanning 54 states and territories have weighed in, giving this a nationwide footprint. "Checking or savings account" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Managing an account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Keycorp draw a 99.7% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 21% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 24.9% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Keycorp have?

Keycorp has 7,789 total consumer complaints filed with the CFPB, with 794 filed in the last 12 months.

Does Keycorp respond to complaints on time?

Keycorp has a 99.7% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Keycorp?

Among all products tied to Keycorp, "Checking or savings account" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Keycorp?

"Managing an account" is the single most frequently cited issue in complaints against Keycorp - see all issues and counts above.

How do I file a complaint against Keycorp?

You can file a complaint against Keycorp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Keycorp?

Keycorp has drawn CFPB complaints from 54 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Keycorp: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar complaint volume

Nearest companies by total CFPB complaint count (7,789 here).

Similar dispute rates

Nearest companies by share of complaints marked disputed (21% here).

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026