KEYCORP

CFPB Consumer Complaint Profile

7,789
Total Complaints
794
Last 12 Months
99.7%
Timely Response
54
States Affected
KEYCORP timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Checking or savings account — Checking account 2,646
Bank account or service — Checking account 660
Student loan — Non-federal student loan 405
Credit card or prepaid card — General-purpose credit card or charge card 300
Mortgage — Conventional home mortgage 299
Checking or savings account — Other banking product or service 279
Credit card or prepaid card — Government benefit card 229
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 209
Mortgage — Home equity loan or line of credit (HELOC) 207
Bank account or service — Other bank product/service 192

Top Issues

1.Managing an account 1,924
2.Account opening, closing, or management 443
3.Opening an account 360
4.Closing an account 348
5.Trouble during payment process 324
6.Problem with a lender or other company charging your account 280
7.Incorrect information on your report 262
8.Problem caused by your funds being low 249
9.Deposits and withdrawals 223
10.Loan servicing, payments, escrow account 172

Complaints by Year

Year Complaints
2011 6
2012 330
2013 301
2014 313
2015 361
2016 503
2017 715
2018 593
2019 499
2020 626
2021 637
2022 632
2023 674
2024 620
2025 804
2026 175

Complaints by State (Top 15)

New York 1,846
Ohio 1,130
Washington 682
Pennsylvania 484
Connecticut 427
Oregon 345
Colorado 330
California 236
Indiana 212
Florida 191
Michigan 168
New Jersey 159
Illinois 156
Maine 154
Utah 125

Company Responses

Closed with explanation 5,785
Closed with monetary relief 1,404
Closed with non-monetary relief 444
Closed without relief 60
In progress 44
Closed with relief 31
Closed 20
Untimely response 1

What the CFPB Complaint Record Shows for KEYCORP

The CFPB Consumer Complaint Database has logged 7,789 complaints against KEYCORP overall, with 794 of those filed in the trailing 12 months. Reports have come from consumers in 54 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

KEYCORP's timely response rate stands at 99.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 21% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 24.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does KEYCORP have?

KEYCORP has 7,789 total consumer complaints filed with the CFPB, with 794 filed in the last 12 months.

Does KEYCORP respond to complaints on time?

KEYCORP has a 99.7% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for KEYCORP?

The most complained-about product for KEYCORP is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with KEYCORP?

The most common issue reported by consumers about KEYCORP is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against KEYCORP?

You can file a complaint against KEYCORP directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about KEYCORP?

Consumers in 54 states and territories have filed complaints about KEYCORP with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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