Allied International Credit Corp., (US)

CFPB Consumer Complaint Profile

233
Total Complaints
4
Last 12 Months
100%
Timely Response
38
States Affected
Allied International Credit Corp., (US) timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 92
Debt collection — I do not know 67
Debt collection — Other (i.e. phone, health club, etc.) 35
Debt collection — Credit card debt 8
Debt collection — Non-federal student loan 5
Debt collection — Medical 3
Student loan — Non-federal student loan 3
Debt collection — Credit card 3
Credit card or prepaid card — General-purpose credit card or charge card 2
Credit reporting or other personal consumer reports — Credit reporting 2

Top Issues

1.Attempts to collect debt not owed 98
2.Cont'd attempts collect debt not owed 43
3.Communication tactics 27
4.False statements or representation 26
5.Written notification about debt 13
6.Disclosure verification of debt 7
7.Improper contact or sharing of info 4
8.Problem with a company's investigation into an existing problem 2
9.Took or threatened to take negative or legal action 2
10.Incorrect information on your report 2

Complaints by Year

Year Complaints
2012 1
2013 6
2014 12
2015 13
2016 32
2017 18
2018 19
2019 19
2020 31
2021 51
2022 3
2023 15
2024 6
2025 6
2026 1

Complaints by State (Top 15)

California 39
Florida 25
New York 20
Illinois 13
North Carolina 8
Virginia 8
Georgia 7
Texas 7
Connecticut 6
Ohio 6
Washington 6
Michigan 5
Pennsylvania 5
New Jersey 5
Oregon 5

Company Responses

Closed with explanation 228
Closed with non-monetary relief 5

What the CFPB Complaint Record Shows for Allied International Credit Corp., (US)

The CFPB Consumer Complaint Database has logged 233 complaints against Allied International Credit Corp., (US) overall, with 4 of those filed in the trailing 12 months. Reports have come from consumers in 38 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Allied International Credit Corp., (US)'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 16.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Allied International Credit Corp., (US) have?

Allied International Credit Corp., (US) has 233 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does Allied International Credit Corp., (US) respond to complaints on time?

Allied International Credit Corp., (US) has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Allied International Credit Corp., (US)?

The most complained-about product for Allied International Credit Corp., (US) is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Allied International Credit Corp., (US)?

The most common issue reported by consumers about Allied International Credit Corp., (US) is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Allied International Credit Corp., (US)?

You can file a complaint against Allied International Credit Corp., (US) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Allied International Credit Corp., (US)?

Consumers in 38 states and territories have filed complaints about Allied International Credit Corp., (US) with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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