CFPB Consumer Complaint Profile

Lending Club Corp

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

1,487
Total complaints
Among the highest
0
Last 12 months
89.2%
Timely response
Bottom quartile
51
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

By CFPB complaint volume, Lending Club Corp is #257 out of 3,843 financial companies. Its on-time response record is at the 17th percentile among companies with 100+ complaints.

Credit reporting, cr…
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
56/100
Lending Club Corp · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 89.2%
Share of complaints answered within the CFPB response window
Dispute Rate C- 16.4%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 14.5%
Share of complaints closed with monetary or non-monetary relief

Lending Club Corp vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

89.2% Among the lowest higher than 17% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2021 to 2022 complete years

  • Annual CFPB complaint volume moved from 437 in 2021 to 136 in 2022 (2021 → 2022).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 425
Payday loan, title loan, or personal loan - Installment loan 400
Payday loan, title loan, or personal loan - Personal line of credit 117
Debt collection - Other debt 116
Consumer Loan - Installment loan 89
Debt collection - I do not know 84
Checking or savings account - Checking account 47
Debt collection - Credit card debt 47
Debt collection - Payday loan debt 25
Checking or savings account - Other banking product or service 18

Top Issues

1.Incorrect information on your report 345
2.Attempts to collect debt not owed 153
3.Problem when making payments 150
4.Problem with a credit reporting company's investigation into an existing problem 130
5.Charged fees or interest you didn't expect 95
6.Struggling to pay your loan 67
7.Managing the loan or lease 55
8.Getting the loan 53
9.Problem with the payoff process at the end of the loan 52
10.Managing an account 42

Complaints by Year

Year Complaints
2015 2
2016 86
2017 110
2018 175
2019 225
2020 316
2021 437
2022 136

Complaints by State (Top 15)

California 238
Florida 150
New York 116
Texas 108
Georgia 76
Illinois 63
New Jersey 60
North Carolina 49
Maryland 47
Pennsylvania 44
Virginia 42
Massachusetts 40
Michigan 40
Arizona 31
Washington 28

Company Responses

Closed with explanation 1,271
Closed with non-monetary relief 142
Closed with monetary relief 74

What the CFPB Complaint Record Shows for Lending Club Corp

In the CFPB record, Lending Club Corp has a nationwide complaint footprint. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Lending Club Corp: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Lending Club Corp have?

Lending Club Corp has 1,487 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Lending Club Corp respond to complaints on time?

Lending Club Corp's CFPB timely-response rate is 89.2%.

What product generates the most complaints for Lending Club Corp?

Among all products tied to Lending Club Corp, "Credit reporting, credit repair services, or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Lending Club Corp?

Consumers most often cite "Incorrect information on your report" when complaining about Lending Club Corp; the full issue list with counts is above.

How do I file a complaint against Lending Club Corp?

You can file a complaint against Lending Club Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lending Club Corp?

Consumers in 51 states and territories have filed complaints about Lending Club Corp with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Lending Club Corp's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.