Alpha Recovery Corp

CFPB Consumer Complaint Profile

245
Total Complaints
0
Last 12 Months
92.2%
Timely Response
40
States Affected
Alpha Recovery Corp timely response rate 92.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 62
Debt collection — Credit card 41
Debt collection — Other debt 37
Debt collection — Credit card debt 34
Debt collection — Other (i.e. phone, health club, etc.) 24
Debt collection — Medical debt 18
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 8
Credit card 4
Debt collection — Payday loan debt 3
Debt collection — Medical 3

Top Issues

1.Communication tactics 75
2.Attempts to collect debt not owed 46
3.Cont'd attempts collect debt not owed 30
4.Written notification about debt 18
5.Disclosure verification of debt 16
6.Improper contact or sharing of info 16
7.False statements or representation 10
8.Threatened to contact someone or share information improperly 9
9.Took or threatened to take negative or legal action 6
10.Improper use of your report 4

Complaints by Year

Year Complaints
2013 9
2014 34
2015 31
2016 24
2017 33
2018 31
2019 23
2020 20
2021 29
2022 11

Complaints by State (Top 15)

California 27
Texas 25
Florida 24
New York 17
Georgia 10
Oregon 9
Virginia 9
Illinois 9
Colorado 8
Arizona 8
Ohio 8
Louisiana 7
North Carolina 7
Pennsylvania 7
Washington 7

Company Responses

Closed with explanation 165
Closed with non-monetary relief 75
Closed 3
Closed with monetary relief 2

What the CFPB Complaint Record Shows for Alpha Recovery Corp

The CFPB Consumer Complaint Database has logged 245 complaints against Alpha Recovery Corp overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 40 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Alpha Recovery Corp's timely response rate stands at 92.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 15.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 31.4% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Alpha Recovery Corp have?

Alpha Recovery Corp has 245 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Alpha Recovery Corp respond to complaints on time?

Alpha Recovery Corp has a 92.2% timely response rate to CFPB complaints.

What product generates the most complaints for Alpha Recovery Corp?

The most complained-about product for Alpha Recovery Corp is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Alpha Recovery Corp?

The most common issue reported by consumers about Alpha Recovery Corp is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Alpha Recovery Corp?

You can file a complaint against Alpha Recovery Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Alpha Recovery Corp?

Consumers in 40 states and territories have filed complaints about Alpha Recovery Corp with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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