AMERICAN ADJUSTMENT BUREAU,INC.

CFPB Consumer Complaint Profile

208
Total Complaints
4
Last 12 Months
100%
Timely Response
19
States Affected
AMERICAN ADJUSTMENT BUREAU,INC. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 97
Debt collection — Medical 52
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 24
Debt collection — I do not know 20
Debt collection — Other debt 6
Credit reporting or other personal consumer reports — Credit reporting 4
Debt collection — Other (i.e. phone, health club, etc.) 3
Debt collection — Credit card debt 1
Debt collection — Payday loan 1

Top Issues

1.Attempts to collect debt not owed 63
2.Cont'd attempts collect debt not owed 29
3.Written notification about debt 27
4.Disclosure verification of debt 20
5.Communication tactics 16
6.False statements or representation 16
7.Incorrect information on your report 13
8.Problem with a credit reporting company's investigation into an existing problem 9
9.Took or threatened to take negative or legal action 5
10.Improper use of your report 4

Complaints by Year

Year Complaints
2013 2
2014 7
2015 16
2016 20
2017 22
2018 15
2019 15
2020 21
2021 19
2022 31
2023 21
2024 14
2025 3
2026 2

Complaints by State (Top 15)

Connecticut 150
Georgia 11
New York 11
New Jersey 8
Florida 6
Massachusetts 5
Rhode Island 2
California 2
Illinois 2
New Hampshire 2
Maryland 1
Delaware 1
Utah 1
North Carolina 1
Maine 1

Company Responses

Closed with explanation 207
Closed 1

What the CFPB Complaint Record Shows for AMERICAN ADJUSTMENT BUREAU,INC.

The CFPB Consumer Complaint Database has logged 208 complaints against AMERICAN ADJUSTMENT BUREAU,INC. overall, with 4 of those filed in the trailing 12 months. Reports have come from consumers in 19 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

AMERICAN ADJUSTMENT BUREAU,INC.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 18.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does AMERICAN ADJUSTMENT BUREAU,INC. have?

AMERICAN ADJUSTMENT BUREAU,INC. has 208 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does AMERICAN ADJUSTMENT BUREAU,INC. respond to complaints on time?

AMERICAN ADJUSTMENT BUREAU,INC. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for AMERICAN ADJUSTMENT BUREAU,INC.?

The most complained-about product for AMERICAN ADJUSTMENT BUREAU,INC. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with AMERICAN ADJUSTMENT BUREAU,INC.?

The most common issue reported by consumers about AMERICAN ADJUSTMENT BUREAU,INC. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against AMERICAN ADJUSTMENT BUREAU,INC.?

You can file a complaint against AMERICAN ADJUSTMENT BUREAU,INC. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about AMERICAN ADJUSTMENT BUREAU,INC.?

Consumers in 19 states and territories have filed complaints about AMERICAN ADJUSTMENT BUREAU,INC. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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