CFPB Consumer Complaint Profile

American Adjustment Bureau,Inc.

208 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

208
Total complaints
4
Last 12 months
100%
Timely response
19
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, American Adjustment Bureau,Inc. has accumulated 208 complaints, placing it #907 by volume. Its on-time response rate is 100%, ahead of the 93% median among companies with 100+ complaints.

#907
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
19
states with complaints
American Adjustment Bureau,Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 97
Debt collection - Medical 52
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 24
Debt collection - I do not know 20
Debt collection - Other debt 6
Credit reporting or other personal consumer reports - Credit reporting 4
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Credit card debt 1
Debt collection - Payday loan 1

Top Issues

1.Attempts to collect debt not owed 63
2.Cont'd attempts collect debt not owed 29
3.Written notification about debt 27
4.Disclosure verification of debt 20
5.Communication tactics 16
6.False statements or representation 16
7.Incorrect information on your report 13
8.Problem with a credit reporting company's investigation into an existing problem 9
9.Took or threatened to take negative or legal action 5
10.Improper use of your report 4

Complaints by Year

Year Complaints
2013 2
2014 7
2015 16
2016 20
2017 22
2018 15
2019 15
2020 21
2021 19
2022 31
2023 21
2024 14
2025 3
2026 2

Complaints by State (Top 15)

Connecticut 150
Georgia 11
New York 11
New Jersey 8
Florida 6
Massachusetts 5
Rhode Island 2
California 2
Illinois 2
New Hampshire 2
Maryland 1
Delaware 1
Utah 1
North Carolina 1
Maine 1

Company Responses

Closed with explanation 207
Closed 1

What the CFPB Complaint Record Shows for American Adjustment Bureau,Inc.

American Adjustment Bureau,Inc. carries 208 complaints in the CFPB's database, 4 of them filed within the past 12 months. Consumers spanning 19 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

100% of CFPB-forwarded complaints against American Adjustment Bureau,Inc. get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response was formally disputed in 18.6% of resolved cases, indicating how frequently the initial fix fell short. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does American Adjustment Bureau,Inc. have?

208 complaints have been filed against American Adjustment Bureau,Inc. with the CFPB overall - 4 of them in the past year.

Does American Adjustment Bureau,Inc. respond to complaints on time?

100% of the CFPB complaints against American Adjustment Bureau,Inc. get a response within the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for American Adjustment Bureau,Inc.?

The most complained-about product for American Adjustment Bureau,Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with American Adjustment Bureau,Inc.?

The most common issue reported by consumers about American Adjustment Bureau,Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against American Adjustment Bureau,Inc.?

You can file a complaint against American Adjustment Bureau,Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about American Adjustment Bureau,Inc.?

American Adjustment Bureau,Inc. has drawn CFPB complaints from 19 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026