CFPB Consumer Complaint Profile

Fifth Third Financial Corporation

Behind the 14,113 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

14,113
Total complaints
Among the highest
1,738
Last 12 months
99.8%
Timely response
Top decile
56
States affected

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The verdict

Fifth Third Financial Corporation ranks #50 of 3,843 financial companies by CFPB complaint volume, with 14,113 complaints on record. It posts a 99.8% on-time response rate, the 79th percentile among companies with 100+ complaints.

#50
of 3,843 companies by volume
99.8%
on time (79th pctile)
Checking or savings …
most-complained product
56
states with complaints
B
PlainCredit Trust Score
71/100
Fifth Third Financial Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B+ 99.8%
Share of complaints answered within the CFPB response window
Dispute Rate D 18.5%
Share of responses the consumer disputed (lower is better)
Relief Rate A 17.9%
Share of complaints closed with monetary or non-monetary relief

Fifth Third Financial Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.8% Top 21% higher than 79% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 1,389 in 2024 to 1,696 in 2025 (2024 → 2025).

See the full year-over-year release diff

Fifth Third Financial Corporation timely response rate 99.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 3,280
Mortgage - Conventional home mortgage 1,433
Bank account or service - Checking account 1,078
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 746
Credit card or prepaid card - General-purpose credit card or charge card 675
Credit reporting or other personal consumer reports - Credit reporting 668
Vehicle loan or lease - Loan 637
Mortgage - Other mortgage 497
Checking or savings account - Other banking product or service 421
Credit card 395

Top Issues

1.Managing an account 2,489
2.Trouble during payment process 1,259
3.Incorrect information on your report 862
4.Account opening, closing, or management 693
5.Managing the loan or lease 508
6.Loan servicing, payments, escrow account 481
7.Improper use of your report 461
8.Problem with a lender or other company charging your account 423
9.Loan modification,collection,foreclosure 411
10.Closing an account 391

Complaints by Year

Year Complaints
2011 23
2012 604
2013 660
2014 644
2015 721
2016 786
2017 775
2018 824
2019 941
2020 986
2021 1,127
2022 1,198
2023 1,308
2024 1,389
2025 1,696
2026year in progress 431

Complaints by State (Top 15)

Ohio 2,272
Florida 1,931
Illinois 1,842
Michigan 1,303
Indiana 793
North Carolina 737
Georgia 672
Kentucky 519
Texas 450
California 418
Tennessee 385
New York 360
Pennsylvania 215
Virginia 203
New Jersey 201

Company Responses

Closed with explanation 11,531
Closed with monetary relief 1,206
Closed with non-monetary relief 1,110
Closed without relief 134
Closed with relief 83
In progress 41
Closed 8

Fifth Third Financial Corporation Complaint Concentration Profile

Fifth Third Financial Corporation is a high-volume CFPB cohort (14,113 complaints) - enough filings to measure how concentrated the product and issue mix is, not just the headline totals. Across 95 named product lines in the stored breakdown, the leading three (Checking or savings account, Mortgage, Bank account or service) hold a 41.0% share of product-tagged complaints. The Herfindahl index on that product mix is 0.086 (1.0 = a single product owns every tagged complaint; lower = a broader book).

On the issue side, 15 named issues appear in the top list; the leading three (Managing an account, Trouble during payment process, Incorrect information on your report) cover a 47.7% share of those mentions. That multi-issue footprint is the profile thin-volume companies cannot show - their pages stop at a short bar list because the sample cannot support a concentration read.

Geography tells a similar story: the top three states (Ohio, Florida, Illinois) hold a 43.5% share of state-tagged volume across 56 jurisdictions on file. A concentrated state trio can hint at regional servicing stress; a flatter map usually tracks a nationwide book.

Among coded company responses, "Closed with explanation" leads at a 81.7% share among the 14,113 response-tagged complaints (11,531 filings). Read that mix next to the timely-response and relief rates above - both describe process outcomes, not a finding of wrongdoing.

Peak filing year was 2025 (1,696 complaints); the lightest year on file was 2011 (23). From 2024 to 2025, annual volume rose 22.1% (1,389 → 1,696). Year-to-year swings at this volume usually track product launches, servicing changes, and consumer awareness more than a single-event spike.

What the CFPB Complaint Record Shows for Fifth Third Financial Corporation

Fifth Third Financial Corporation carries 14,113 complaints in the CFPB's database, 1,738 of them filed within the past 12 months. Consumers spanning 56 states and territories have weighed in, giving this a nationwide footprint. "Checking or savings account" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Managing an account," a reasonable starting point for understanding recurring friction.

Fifth Third Financial Corporation's timely response rate stands at 99.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response at a 18.5% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 17.9% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Fifth Third Financial Corporation have?

The CFPB has logged 14,113 complaints against Fifth Third Financial Corporation to date, of which 1,738 came in over the last 12 months.

Does Fifth Third Financial Corporation respond to complaints on time?

Fifth Third Financial Corporation's CFPB timely-response rate is 99.8%. That is a strong response record by CFPB standards.

What product generates the most complaints for Fifth Third Financial Corporation?

The most complained-about product for Fifth Third Financial Corporation is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Fifth Third Financial Corporation?

Consumers most often cite "Managing an account" when complaining about Fifth Third Financial Corporation; the full issue list with counts is above.

How do I file a complaint against Fifth Third Financial Corporation?

You can file a complaint against Fifth Third Financial Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Fifth Third Financial Corporation?

Consumers in 56 states and territories have filed complaints about Fifth Third Financial Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Fifth Third Financial Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026