FIFTH THIRD FINANCIAL CORPORATION

CFPB Consumer Complaint Profile

14,113
Total Complaints
1,738
Last 12 Months
99.8%
Timely Response
56
States Affected
FIFTH THIRD FINANCIAL CORPORATION timely response rate 99.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Checking or savings account — Checking account 3,280
Mortgage — Conventional home mortgage 1,433
Bank account or service — Checking account 1,078
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 746
Credit card or prepaid card — General-purpose credit card or charge card 675
Credit reporting or other personal consumer reports — Credit reporting 668
Vehicle loan or lease — Loan 637
Mortgage — Other mortgage 497
Checking or savings account — Other banking product or service 421
Credit card 395

Top Issues

1.Managing an account 2,489
2.Trouble during payment process 1,259
3.Incorrect information on your report 862
4.Account opening, closing, or management 693
5.Managing the loan or lease 508
6.Loan servicing, payments, escrow account 481
7.Improper use of your report 461
8.Problem with a lender or other company charging your account 423
9.Loan modification,collection,foreclosure 411
10.Closing an account 391

Complaints by Year

Year Complaints
2011 23
2012 604
2013 660
2014 644
2015 721
2016 786
2017 775
2018 824
2019 941
2020 986
2021 1,127
2022 1,198
2023 1,308
2024 1,389
2025 1,696
2026 431

Complaints by State (Top 15)

Ohio 2,272
Florida 1,931
Illinois 1,842
Michigan 1,303
Indiana 793
North Carolina 737
Georgia 672
Kentucky 519
Texas 450
California 418
Tennessee 385
New York 360
Pennsylvania 215
Virginia 203
New Jersey 201

Company Responses

Closed with explanation 11,531
Closed with monetary relief 1,206
Closed with non-monetary relief 1,110
Closed without relief 134
Closed with relief 83
In progress 41
Closed 8

What the CFPB Complaint Record Shows for FIFTH THIRD FINANCIAL CORPORATION

The CFPB Consumer Complaint Database has logged 14,113 complaints against FIFTH THIRD FINANCIAL CORPORATION overall, with 1,738 of those filed in the trailing 12 months. Reports have come from consumers in 56 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

FIFTH THIRD FINANCIAL CORPORATION's timely response rate stands at 99.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 18.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 17.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does FIFTH THIRD FINANCIAL CORPORATION have?

FIFTH THIRD FINANCIAL CORPORATION has 14,113 total consumer complaints filed with the CFPB, with 1,738 filed in the last 12 months.

Does FIFTH THIRD FINANCIAL CORPORATION respond to complaints on time?

FIFTH THIRD FINANCIAL CORPORATION has a 99.8% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for FIFTH THIRD FINANCIAL CORPORATION?

The most complained-about product for FIFTH THIRD FINANCIAL CORPORATION is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with FIFTH THIRD FINANCIAL CORPORATION?

The most common issue reported by consumers about FIFTH THIRD FINANCIAL CORPORATION is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against FIFTH THIRD FINANCIAL CORPORATION?

You can file a complaint against FIFTH THIRD FINANCIAL CORPORATION directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about FIFTH THIRD FINANCIAL CORPORATION?

Consumers in 56 states and territories have filed complaints about FIFTH THIRD FINANCIAL CORPORATION with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related