NRA Group, LLC

CFPB Consumer Complaint Profile

3,538
Total Complaints
1,262
Last 12 Months
97.2%
Timely Response
53
States Affected
NRA Group, LLC timely response rate 97.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 1,074
Debt collection — Medical debt 806
Debt collection — Other debt 681
Credit reporting or other personal consumer reports — Credit reporting 387
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 173
Debt collection — Medical 142
Debt collection — Other (i.e. phone, health club, etc.) 111
Debt collection — Credit card debt 72
Debt collection — Payday loan debt 25
Debt collection — Telecommunications debt 24

Top Issues

1.Attempts to collect debt not owed 1,226
2.Written notification about debt 592
3.Took or threatened to take negative or legal action 285
4.False statements or representation 279
5.Incorrect information on your report 271
6.Cont'd attempts collect debt not owed 212
7.Communication tactics 168
8.Improper use of your report 130
9.Problem with a company's investigation into an existing problem 96
10.Electronic communications 75

Complaints by Year

Year Complaints
2013 38
2014 137
2015 112
2016 56
2017 95
2018 117
2019 136
2020 137
2021 180
2022 208
2023 360
2024 489
2025 1,162
2026 311

Complaints by State (Top 15)

Florida 476
Texas 452
Pennsylvania 406
New York 274
Georgia 224
Massachusetts 196
Maryland 173
Ohio 158
California 107
North Carolina 103
New Jersey 80
Louisiana 72
Virginia 60
South Carolina 57
Tennessee 56

Company Responses

Closed with explanation 3,169
Closed with non-monetary relief 317
Closed 31
In progress 20
Closed with monetary relief 1

What the CFPB Complaint Record Shows for NRA Group, LLC

The CFPB Consumer Complaint Database has logged 3,538 complaints against NRA Group, LLC overall, with 1,262 of those filed in the trailing 12 months. Reports have come from consumers in 53 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

NRA Group, LLC's timely response rate stands at 97.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 18.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does NRA Group, LLC have?

NRA Group, LLC has 3,538 total consumer complaints filed with the CFPB, with 1,262 filed in the last 12 months.

Does NRA Group, LLC respond to complaints on time?

NRA Group, LLC has a 97.2% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for NRA Group, LLC?

The most complained-about product for NRA Group, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with NRA Group, LLC?

The most common issue reported by consumers about NRA Group, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against NRA Group, LLC?

You can file a complaint against NRA Group, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about NRA Group, LLC?

Consumers in 53 states and territories have filed complaints about NRA Group, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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