CFPB Consumer Complaint Profile
Amos Financial LLC
What 23 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-05-15
- 23
- Total complaints
- 0
- Last 12 months
- 78.3%
- Timely response
- 13
- States affected
The verdict
Among 3,848 financial companies tracked by CFPB complaint volume, Amos Financial LLC sits at #2681, with 23 complaints logged. Its on-time response rate is 78.3%, trailing the 93% median among companies with 100+ complaints.
- #2681
- of 3,848 companies by volume
- 78.3%
- answered on time
- Debt collection
- most-complained product
- 13
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 1 |
| 2019 | 3 |
| 2020 | 7 |
| 2021 | 3 |
| 2022 | 3 |
| 2023 | 3 |
| 2024 | 2 |
| 2025 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Amos Financial LLC
Amos Financial LLC carries 23 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 13 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Struggling to pay mortgage," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Amos Financial LLC answers 78.3% of forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. The company's response was formally disputed in 0% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Amos Financial LLC have?
23 complaints have been filed against Amos Financial LLC with the CFPB overall - 0 of them in the past year.
Does Amos Financial LLC respond to complaints on time?
Amos Financial LLC has a 78.3% timely response rate to CFPB complaints. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for Amos Financial LLC?
The most complained-about product for Amos Financial LLC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Amos Financial LLC?
The most common issue reported by consumers about Amos Financial LLC is "Struggling to pay mortgage." All complaint issues are listed above with their counts.
How do I file a complaint against Amos Financial LLC?
You can file a complaint against Amos Financial LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Amos Financial LLC?
Consumers in 13 states and territories have filed complaints about Amos Financial LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~23)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.