CFPB Consumer Complaint Profile

Andrews & Cox, P.C.

74 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

74
Total complaints
Mid-range
20
Last 12 months
98.6%
Timely response
Above median
15
States affected

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The verdict

Andrews & Cox, P.C. ranks #1516 of 3,843 financial companies by CFPB complaint volume, with 74 complaints on record. On-time replies land at 98.6%, the 55th percentile for the 100+ complaint peer group.

#1516
of 3,843 companies by volume
98.6%
on time (55th pctile)
Debt collection
most-complained product
15
states with complaints
B-
PlainCredit Trust Score
68/100
Andrews & Cox, P.C. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.6%
Share of complaints answered within the CFPB response window
Dispute Rate F 22.2%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 35.1%
Share of complaints closed with monetary or non-monetary relief

Andrews & Cox, P.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.6% Higher than most higher than 55% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Andrews & Cox, P.C. timely response rate 98.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 20
Debt collection - I do not know 17
Debt collection - Credit card debt 8
Debt collection - Payday loan debt 7
Credit reporting or other personal consumer reports - Credit reporting 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Auto debt 3
Student loan - Non-federal student loan 2
Debt collection - Non-federal student loan 1

Top Issues

1.Took or threatened to take negative or legal action 18
2.False statements or representation 16
3.Attempts to collect debt not owed 11
4.Written notification about debt 5
5.Communication tactics 4
6.Disclosure verification of debt 3
7.Problem with a company's investigation into an existing problem 3
8.Incorrect information on your report 3
9.Threatened to contact someone or share information improperly 2
10.Cont'd attempts collect debt not owed 2

Complaints by Year

Year Complaints
2014 3
2015 1
2016 4
2017 6
2018 2
2019 1
2020 4
2021 3
2022 2
2023 8
2024 14
2025 21
2026year in progress 5

Complaints by State (Top 15)

Indiana 15
Tennessee 8
Georgia 7
Alabama 6
Mississippi 6
Ohio 6
Virginia 6
South Carolina 5
Kentucky 5
Illinois 4
North Carolina 2
Maryland 1
Connecticut 1
Florida 1
New York 1

Company Responses

Closed with explanation 48
Closed with non-monetary relief 26

What the CFPB Complaint Record Shows for Andrews & Cox, P.C.

Andrews & Cox, P.C. carries 74 complaints in the CFPB's database, 20 of them filed within the past 12 months. Consumers spanning 15 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Andrews & Cox, P.C. posts a 98.6% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 22.2% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 35.1% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Andrews & Cox, P.C. have?

The CFPB has logged 74 complaints against Andrews & Cox, P.C. to date, of which 20 came in over the last 12 months.

Does Andrews & Cox, P.C. respond to complaints on time?

CFPB complaints against Andrews & Cox, P.C. draw a 98.6% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Andrews & Cox, P.C.?

The most complained-about product for Andrews & Cox, P.C. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Andrews & Cox, P.C.?

Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Andrews & Cox, P.C.; the full issue list with counts is above.

How do I file a complaint against Andrews & Cox, P.C.?

You can file a complaint against Andrews & Cox, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Andrews & Cox, P.C.?

Consumers in 15 states and territories have filed complaints about Andrews & Cox, P.C. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Andrews & Cox, P.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026