Eastern Account Systems of Connecticut, Inc.

CFPB Consumer Complaint Profile

3,150
Total Complaints
1,162
Last 12 Months
100%
Timely Response
50
States Affected
Eastern Account Systems of Connecticut, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 907
Debt collection — Telecommunications debt 620
Debt collection — Other debt 511
Credit reporting or other personal consumer reports — Credit reporting 480
Debt collection — Medical debt 226
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 205
Debt collection — Other (i.e. phone, health club, etc.) 111
Debt collection — Credit card debt 39
Debt collection — Medical 22
Credit reporting 5

Top Issues

1.Attempts to collect debt not owed 1,224
2.Written notification about debt 481
3.Incorrect information on your report 362
4.False statements or representation 275
5.Took or threatened to take negative or legal action 232
6.Improper use of your report 176
7.Problem with a company's investigation into an existing problem 97
8.Cont'd attempts collect debt not owed 90
9.Communication tactics 64
10.Problem with a credit reporting company's investigation into an existing problem 51

Complaints by Year

Year Complaints
2013 2
2014 57
2015 37
2016 46
2017 68
2018 61
2019 56
2020 91
2021 176
2022 198
2023 311
2024 586
2025 1,106
2026 355

Complaints by State (Top 15)

Florida 503
Georgia 430
Texas 269
Illinois 227
Connecticut 220
Michigan 218
Alabama 198
New York 154
California 144
Virginia 97
South Carolina 79
Tennessee 60
Pennsylvania 57
New Jersey 56
Indiana 49

Company Responses

Closed with explanation 3,150

What the CFPB Complaint Record Shows for Eastern Account Systems of Connecticut, Inc.

The CFPB Consumer Complaint Database has logged 3,150 complaints against Eastern Account Systems of Connecticut, Inc. overall, with 1,162 of those filed in the trailing 12 months. Reports have come from consumers in 50 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Eastern Account Systems of Connecticut, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 22.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Eastern Account Systems of Connecticut, Inc. have?

Eastern Account Systems of Connecticut, Inc. has 3,150 total consumer complaints filed with the CFPB, with 1,162 filed in the last 12 months.

Does Eastern Account Systems of Connecticut, Inc. respond to complaints on time?

Eastern Account Systems of Connecticut, Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Eastern Account Systems of Connecticut, Inc.?

The most complained-about product for Eastern Account Systems of Connecticut, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Eastern Account Systems of Connecticut, Inc.?

The most common issue reported by consumers about Eastern Account Systems of Connecticut, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Eastern Account Systems of Connecticut, Inc.?

You can file a complaint against Eastern Account Systems of Connecticut, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Eastern Account Systems of Connecticut, Inc.?

Consumers in 50 states and territories have filed complaints about Eastern Account Systems of Connecticut, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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