CFPB Consumer Complaint Profile

Apple Financing LLC

37 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

37
Total complaints
34
Last 12 months
100%
Timely response
17
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Apple Financing LLC has accumulated 37 complaints, placing it #2115 by volume. It answers 100% of complaints on time - above the 93% median for companies with 100+ complaints.

#2115
of 3,848 companies by volume
100%
answered on time
Money transfer, virt…
most-complained product
17
states with complaints
Apple Financing LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Money transfer, virtual currency, or money service - Mobile or digital wallet 21
Credit reporting or other personal consumer reports - Credit reporting 7
Money transfer, virtual currency, or money service - Domestic (US) money transfer 1
Debt collection - I do not know 1
Money transfer, virtual currency, or money service - Virtual currency 1
Checking or savings account - Other banking product or service 1
Checking or savings account - Checking account 1
Money transfer, virtual currency, or money service - Foreign currency exchange 1
Money transfer, virtual currency, or money service - Check cashing service 1
Prepaid card - General-purpose prepaid card 1

Top Issues

1.Fraud or scam 7
2.Trouble accessing funds in your mobile or digital wallet 5
3.Unauthorized transactions or other transaction problem 4
4.Managing, opening, or closing your mobile wallet account 4
5.Improper use of your report 2
6.Problem adding money 2
7.Incorrect information on your report 2
8.Unable to get your credit report or credit score 1
9.Problem with a company's investigation into an existing problem 1
10.Confusing or missing disclosures 1

Complaints by Year

Year Complaints
2024 1
2025 31
2026 5

Complaints by State (Top 15)

California 6
North Carolina 5
Texas 4
Washington 3
Virginia 2
Michigan 2
Mississippi 2
Delaware 2
Maryland 2
Florida 1
Arizona 1
Louisiana 1
Idaho 1
Georgia 1
Pennsylvania 1

Company Responses

Closed with explanation 37

What the CFPB Complaint Record Shows for Apple Financing LLC

37 complaints against Apple Financing LLC appear in the CFPB record, including 34 from the trailing year. The 17 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Money transfer, virtual currency, or money service," which sits at the top of the product breakdown. Inside that category, "Fraud or scam" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

100% of CFPB-forwarded complaints against Apple Financing LLC get a reply inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Apple Financing LLC have?

The CFPB has logged 37 complaints against Apple Financing LLC to date, of which 34 came in over the last 12 months.

Does Apple Financing LLC respond to complaints on time?

Apple Financing LLC has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Apple Financing LLC?

"Money transfer, virtual currency, or money service" draws more CFPB complaints against Apple Financing LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Apple Financing LLC?

"Fraud or scam" is the single most frequently cited issue in complaints against Apple Financing LLC - see all issues and counts above.

How do I file a complaint against Apple Financing LLC?

You can file a complaint against Apple Financing LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Apple Financing LLC?

Apple Financing LLC has drawn CFPB complaints from 17 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026