CFPB Consumer Complaint Profile

AR Solutions Inc

What 19 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

19
Total complaints
Below average
0
Last 12 months
94.7%
Timely response
Below median
4
States affected

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The verdict

19 CFPB complaints put AR Solutions Inc at #2935 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 94.7%, the 28th percentile among companies with 100+ complaints.

#2935
of 3,843 companies by volume
94.7%
on time (28th pctile)
Debt collection
most-complained product
4
states with complaints
F
PlainCredit Trust Score
38/100
AR Solutions Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 94.7%
Share of complaints answered within the CFPB response window
Dispute Rate C- 16.7%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

AR Solutions Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

94.7% Around the middle higher than 28% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

AR Solutions Inc timely response rate 94.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 10
Debt collection - Medical 6
Debt collection - I do not know 2
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Written notification about debt 8
2.Took or threatened to take negative or legal action 2
3.Disclosure verification of debt 2
4.Improper contact or sharing of info 2
5.Attempts to collect debt not owed 1
6.Communication tactics 1
7.Cont'd attempts collect debt not owed 1
8.False statements or representation 1
9.Improper use of your report 1

Complaints by Year

Year Complaints
2014 1
2015 3
2016 2
2017 2
2019 2
2021 1
2022 1
2023 2
2024 4
2025 1

Complaints by State (Top 15)

Nebraska 16
Florida 1
Iowa 1
California 1

Company Responses

Closed with explanation 19

What the CFPB Complaint Record Shows for AR Solutions Inc

The CFPB Consumer Complaint Database has logged 19 complaints against AR Solutions Inc overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 4 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Written notification about debt" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

AR Solutions Inc's timely response rate stands at 94.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response at a 16.7% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does AR Solutions Inc have?

19 complaints have been filed against AR Solutions Inc with the CFPB overall - 0 of them in the past year.

Does AR Solutions Inc respond to complaints on time?

AR Solutions Inc has a 94.7% timely response rate to CFPB complaints.

What product generates the most complaints for AR Solutions Inc?

"Debt collection" draws more CFPB complaints against AR Solutions Inc than any other product - see the full breakdown above.

What is the most common complaint issue with AR Solutions Inc?

Consumers most often cite "Written notification about debt" when complaining about AR Solutions Inc; the full issue list with counts is above.

How do I file a complaint against AR Solutions Inc?

You can file a complaint against AR Solutions Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about AR Solutions Inc?

Consumers in 4 states and territories have filed complaints about AR Solutions Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for AR Solutions Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (16.7% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026