CFPB Consumer Complaint Profile

ARC Management Group, LLC

Behind the 216 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

216
Total complaints
1
Last 12 months
81.9%
Timely response
31
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, ARC Management Group, LLC sits at #880, with 216 complaints logged. It answers 81.9% of complaints on time - below the 93% median for companies with 100+ complaints.

#880
of 3,848 companies by volume
81.9%
answered on time
Debt collection
most-complained product
31
states with complaints
ARC Management Group, LLC timely response rate 81.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 104
Debt collection - I do not know 33
Debt collection - Medical 26
Credit reporting or other personal consumer reports - Credit reporting 20
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 13
Debt collection - Other debt 12
Debt collection - Other (i.e. phone, health club, etc.) 5
Debt collection - Credit card debt 2
Debt collection - Mortgage debt 1

Top Issues

1.Attempts to collect debt not owed 67
2.Written notification about debt 36
3.False statements or representation 19
4.Took or threatened to take negative or legal action 16
5.Cont'd attempts collect debt not owed 15
6.Communication tactics 15
7.Incorrect information on your report 14
8.Improper use of your report 12
9.Disclosure verification of debt 12
10.Problem with a credit reporting company's investigation into an existing problem 5

Complaints by Year

Year Complaints
2014 6
2015 8
2016 21
2017 28
2018 5
2019 9
2020 6
2021 19
2022 25
2023 21
2024 49
2025 19

Complaints by State (Top 15)

Florida 46
Texas 32
Georgia 22
Louisiana 22
Mississippi 16
New York 9
Missouri 6
California 6
Virginia 5
Illinois 5
Indiana 4
Arizona 4
Michigan 3
Iowa 3
Oklahoma 3

Company Responses

Closed with explanation 206
Closed 9
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for ARC Management Group, LLC

216 complaints against ARC Management Group, LLC appear in the CFPB record, including 1 from the trailing year. The 31 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, ARC Management Group, LLC answers 81.9% of forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response was formally disputed in 0% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 0.5% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does ARC Management Group, LLC have?

The CFPB has logged 216 complaints against ARC Management Group, LLC to date, of which 1 came in over the last 12 months.

Does ARC Management Group, LLC respond to complaints on time?

ARC Management Group, LLC's CFPB timely-response rate is 81.9%.

What product generates the most complaints for ARC Management Group, LLC?

Among all products tied to ARC Management Group, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with ARC Management Group, LLC?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against ARC Management Group, LLC - see all issues and counts above.

How do I file a complaint against ARC Management Group, LLC?

You can file a complaint against ARC Management Group, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about ARC Management Group, LLC?

ARC Management Group, LLC has drawn CFPB complaints from 31 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026