CFPB Consumer Complaint Profile

Asta Funding Inc.

204 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

204
Total complaints
Above average
5
Last 12 months
95.6%
Timely response
Below median
34
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Asta Funding Inc. has accumulated 204 complaints, placing it #913 by volume. On-time replies land at 95.6%, the 32nd percentile for the 100+ complaint peer group.

#913
of 3,843 companies by volume
95.6%
on time (32nd pctile)
Debt collection
most-complained product
34
states with complaints
F
PlainCredit Trust Score
37/100
Asta Funding Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.6%
Share of complaints answered within the CFPB response window
Dispute Rate F 31.2%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.5%
Share of complaints closed with monetary or non-monetary relief

Asta Funding Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.6% Around the middle higher than 32% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Asta Funding Inc. timely response rate 95.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 57
Debt collection - Other (i.e. phone, health club, etc.) 50
Debt collection - Credit card 35
Debt collection - Credit card debt 26
Debt collection - Other debt 20
Debt collection - Auto 2
Credit card or prepaid card - General-purpose credit card or charge card 2
Consumer Loan - Vehicle loan 2
Debt collection - Medical 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1

Top Issues

1.Cont'd attempts collect debt not owed 67
2.Attempts to collect debt not owed 30
3.Took or threatened to take negative or legal action 22
4.Disclosure verification of debt 18
5.Taking/threatening an illegal action 16
6.Written notification about debt 14
7.False statements or representation 13
8.Improper contact or sharing of info 5
9.Communication tactics 5
10.Threatened to contact someone or share information improperly 4

Complaints by Year

Year Complaints
2013 13
2014 49
2015 38
2016 21
2017 15
2018 16
2019 6
2020 6
2021 7
2022 9
2023 10
2024 9
2025 3
2026year in progress 2

Complaints by State (Top 15)

New York 45
California 24
Florida 18
Texas 17
Pennsylvania 13
New Jersey 12
Michigan 9
Illinois 8
Georgia 5
Oregon 4
Missouri 4
Indiana 4
North Carolina 4
Tennessee 4
Oklahoma 3

Company Responses

Closed with explanation 200
Closed 3
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Asta Funding Inc.

204 complaints against Asta Funding Inc. appear in the CFPB record, including 5 from the trailing year. The 34 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Asta Funding Inc. draw a 95.6% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 31.2% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0.5% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Asta Funding Inc. have?

The CFPB has logged 204 complaints against Asta Funding Inc. to date, of which 5 came in over the last 12 months.

Does Asta Funding Inc. respond to complaints on time?

Asta Funding Inc.'s CFPB timely-response rate is 95.6%. That is a strong response record by CFPB standards.

What product generates the most complaints for Asta Funding Inc.?

Among all products tied to Asta Funding Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Asta Funding Inc.?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Asta Funding Inc.; the full issue list with counts is above.

How do I file a complaint against Asta Funding Inc.?

You can file a complaint against Asta Funding Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Asta Funding Inc.?

Consumers in 34 states and territories have filed complaints about Asta Funding Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Asta Funding Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026