CFPB Consumer Complaint Profile

Ad Astra Recovery Services Inc

Behind the 1,942 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

1,942
Total complaints
0
Last 12 months
100%
Timely response
42
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Ad Astra Recovery Services Inc has accumulated 1,942 complaints, placing it #211 by volume. It answers 100% of complaints on time - above the 93% median for companies with 100+ complaints.

#211
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
42
states with complaints
Ad Astra Recovery Services Inc timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Payday loan debt 522
Debt collection - I do not know 507
Debt collection - Payday loan 258
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 206
Debt collection - Other debt 176
Payday loan, title loan, or personal loan - Payday loan 95
Debt collection - Other (i.e. phone, health club, etc.) 72
Payday loan 56
Credit reporting 10
Debt collection - Credit card debt 10

Top Issues

1.Attempts to collect debt not owed 536
2.Written notification about debt 333
3.Cont'd attempts collect debt not owed 220
4.Incorrect information on your report 173
5.Disclosure verification of debt 142
6.False statements or representation 97
7.Took or threatened to take negative or legal action 87
8.Communication tactics 82
9.Problem with a credit reporting company's investigation into an existing problem 61
10.Taking/threatening an illegal action 23

Complaints by Year

Year Complaints
2013 21
2014 61
2015 101
2016 191
2017 568
2018 444
2019 336
2020 220

Complaints by State (Top 15)

Texas 821
California 392
Nevada 75
Louisiana 74
Tennessee 70
Missouri 59
Alabama 55
Arizona 44
Illinois 42
Colorado 36
Ohio 34
Kansas 26
Wisconsin 21
Virginia 20
Mississippi 18

Company Responses

Closed with explanation 1,929
Closed with non-monetary relief 10
Closed with monetary relief 3

What the CFPB Complaint Record Shows for Ad Astra Recovery Services Inc

Ad Astra Recovery Services Inc carries 1,942 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 42 states and territories have weighed in, giving this a nationwide footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

100% of CFPB-forwarded complaints against Ad Astra Recovery Services Inc get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response was formally disputed in 30.2% of resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0.7% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Ad Astra Recovery Services Inc have?

The CFPB has logged 1,942 complaints against Ad Astra Recovery Services Inc to date, of which 0 came in over the last 12 months.

Does Ad Astra Recovery Services Inc respond to complaints on time?

Ad Astra Recovery Services Inc has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Ad Astra Recovery Services Inc?

"Debt collection" draws more CFPB complaints against Ad Astra Recovery Services Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Ad Astra Recovery Services Inc?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Ad Astra Recovery Services Inc - see all issues and counts above.

How do I file a complaint against Ad Astra Recovery Services Inc?

You can file a complaint against Ad Astra Recovery Services Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Ad Astra Recovery Services Inc?

Ad Astra Recovery Services Inc has drawn CFPB complaints from 42 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026