CFPB Consumer Complaint Profile
BAM Management US Holdings Inc.
What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 819
- Total complaints
- Among the highest
- 37
- Last 12 months
- 89.1%
- Timely response
- Bottom quartile
- 49
- States affected
The verdict
BAM Management US Holdings Inc. ranks #371 of 3,843 financial companies by CFPB complaint volume. For answering complaints on time it stands at the 17th percentile in the 100+ complaint peer group.
- Money transfer, virt…
- most-complained product
- CA
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
BAM Management US Holdings Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
89.1% Among the lowest higher than 17% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2020 | 4 |
| 2021 | 540 |
| 2022 | 156 |
| 2023 | 41 |
| 2024 | 34 |
| 2025 | 36 |
| 2026year in progress | 8 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for BAM Management US Holdings Inc.
The CFPB Consumer Complaint Database shows a nationwide complaint footprint for BAM Management US Holdings Inc., with consumers across the country filing against it. "Money transfer, virtual currency, or money service" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Other transaction problem," a reasonable starting point for understanding recurring friction.
Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Also handles Money transfer, virtual currency, or money service
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does BAM Management US Holdings Inc. have?
819 complaints have been filed against BAM Management US Holdings Inc. with the CFPB overall - 37 of them in the past year.
Does BAM Management US Holdings Inc. respond to complaints on time?
BAM Management US Holdings Inc. has a 89.1% timely response rate to CFPB complaints.
What product generates the most complaints for BAM Management US Holdings Inc.?
The most complained-about product for BAM Management US Holdings Inc. is "Money transfer, virtual currency, or money service." You can view the full product breakdown on this page.
What is the most common complaint issue with BAM Management US Holdings Inc.?
The most common issue reported by consumers about BAM Management US Holdings Inc. is "Other transaction problem." All complaint issues are listed above with their counts.
How do I file a complaint against BAM Management US Holdings Inc.?
You can file a complaint against BAM Management US Holdings Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about BAM Management US Holdings Inc.?
BAM Management US Holdings Inc. has drawn CFPB complaints from 49 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.