CFPB Consumer Complaint Profile
Bancorpsouth Bank
What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 229
- Total complaints
- Above average
- 0
- Last 12 months
- 96.9%
- Timely response
- Below median
- 17
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Bancorpsouth Bank places #832 by volume. On response speed it sits at the 39th percentile among companies with 100+ complaints.
- Checking or savings …
- most-complained product
- MS
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Bancorpsouth Bank vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
96.9% Around the middle higher than 39% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2020 to 2021 complete years
- Annual CFPB complaint volume moved from 19 in 2020 to 39 in 2021 (2020 → 2021).
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2011 | 1 |
| 2012 | 10 |
| 2013 | 22 |
| 2014 | 17 |
| 2015 | 24 |
| 2016 | 27 |
| 2017 | 30 |
| 2018 | 17 |
| 2019 | 23 |
| 2020 | 19 |
| 2021 | 39 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Bancorpsouth Bank
In the CFPB record, Bancorpsouth Bank has a multi-regional complaint footprint. No product draws more complaints than "Checking or savings account," which sits at the top of the product breakdown. Inside that category, "Managing an account" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Bancorpsouth Bank: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (11.4% here).
Also handles Checking or savings account
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Bancorpsouth Bank have?
229 complaints have been filed against Bancorpsouth Bank with the CFPB overall - 0 of them in the past year.
Does Bancorpsouth Bank respond to complaints on time?
Bancorpsouth Bank's CFPB timely-response rate is 96.9%. This is considered excellent.
What product generates the most complaints for Bancorpsouth Bank?
Among all products tied to Bancorpsouth Bank, "Checking or savings account" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Bancorpsouth Bank?
"Managing an account" is the single most frequently cited issue in complaints against Bancorpsouth Bank - see all issues and counts above.
How do I file a complaint against Bancorpsouth Bank?
You can file a complaint against Bancorpsouth Bank directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Bancorpsouth Bank?
The CFPB has recorded complaints against Bancorpsouth Bank from 17 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.