CFPB Consumer Complaint Profile

Belmont Finance LLC

Behind the 54 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

54
Total complaints
Mid-range
12
Last 12 months
100%
Timely response
Top decile
18
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Belmont Finance LLC sits at #1757, with 54 complaints logged. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#1757
of 3,843 companies by volume
100%
on time (86th pctile)
Credit reporting or …
most-complained product
18
states with complaints
C
PlainCredit Trust Score
56/100
Belmont Finance LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Belmont Finance LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Belmont Finance LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 13
Debt collection - Other debt 12
Debt collection - I do not know 9
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 7
Payday loan, title loan, personal loan, or advance loan - Installment loan 5
Payday loan, title loan, or personal loan - Installment loan 5
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 1
Debt or credit management - Debt settlement 1
Payday loan, title loan, or personal loan - Personal line of credit 1

Top Issues

1.Incorrect information on your report 9
2.Improper use of your report 9
3.Attempts to collect debt not owed 7
4.False statements or representation 6
5.Written notification about debt 6
6.Charged fees or interest you didn't expect 4
7.Problem with a company's investigation into an existing problem 2
8.Struggling to pay your loan 2
9.Took or threatened to take negative or legal action 2
10.Problem when making payments 2

Complaints by Year

Year Complaints
2018 1
2020 5
2021 6
2022 9
2023 8
2024 12
2025 10
2026year in progress 3

Complaints by State (Top 15)

North Carolina 18
Georgia 7
Texas 5
Connecticut 3
Mississippi 3
South Carolina 2
Florida 2
Arkansas 2
Tennessee 2
Alabama 2
Idaho 1
New Jersey 1
Michigan 1
California 1
Nebraska 1

Company Responses

Closed with explanation 54

What the CFPB Complaint Record Shows for Belmont Finance LLC

Belmont Finance LLC carries 54 complaints in the CFPB's database, 12 of them filed within the past 12 months. Consumers spanning 18 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Belmont Finance LLC draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Belmont Finance LLC have?

Belmont Finance LLC has 54 total consumer complaints filed with the CFPB, with 12 filed in the last 12 months.

Does Belmont Finance LLC respond to complaints on time?

Belmont Finance LLC has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Belmont Finance LLC?

Among all products tied to Belmont Finance LLC, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Belmont Finance LLC?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Belmont Finance LLC - see all issues and counts above.

How do I file a complaint against Belmont Finance LLC?

You can file a complaint against Belmont Finance LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Belmont Finance LLC?

The CFPB has recorded complaints against Belmont Finance LLC from 18 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026