CFPB Consumer Complaint Profile

Global Lending Services LLC

4,144 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

4,144
Total complaints
Among the highest
1,677
Last 12 months
99.6%
Timely response
Top decile
52
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Global Lending Services LLC sits at #119, with 4,144 complaints logged. Its on-time response rate is 99.6%, the 74th percentile among companies with 100+ complaints.

#119
of 3,843 companies by volume
99.6%
on time (74th pctile)
Credit reporting or …
most-complained product
52
states with complaints
B
PlainCredit Trust Score
71/100
Global Lending Services LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.6%
Share of complaints answered within the CFPB response window
Dispute Rate B+ 4.3%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.9%
Share of complaints closed with monetary or non-monetary relief

Global Lending Services LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.6% Higher than most higher than 74% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 774 in 2024 to 1,638 in 2025 (2024 → 2025).

See the full year-over-year release diff

Global Lending Services LLC timely response rate 99.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 1,852
Vehicle loan or lease - Loan 1,008
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 636
Debt collection - Auto debt 266
Debt collection - I do not know 201
Vehicle loan or lease - Lease 53
Credit reporting or other personal consumer reports - Other personal consumer report 35
Debt collection - Other debt 16
Consumer Loan - Vehicle loan 10
Debt collection - Credit card debt 10

Top Issues

1.Improper use of your report 1,634
2.Incorrect information on your report 721
3.Managing the loan or lease 272
4.Repossession 248
5.Problem with a company's investigation into an existing problem 192
6.Getting a loan or lease 179
7.Attempts to collect debt not owed 169
8.Struggling to pay your loan 140
9.Took or threatened to take negative or legal action 106
10.Problem with a credit reporting company's investigation into an existing problem 99

Complaints by Year

Year Complaints
2015 5
2016 12
2017 31
2018 41
2019 75
2020 138
2021 243
2022 298
2023 486
2024 774
2025 1,638
2026year in progress 403

Complaints by State (Top 15)

Texas 602
Georgia 446
Florida 407
California 299
Illinois 233
North Carolina 169
South Carolina 161
Pennsylvania 150
Maryland 139
New York 118
Virginia 113
Alabama 111
Ohio 109
Tennessee 94
New Jersey 92

Company Responses

Closed with explanation 3,957
Closed with non-monetary relief 162
In progress 25

What the CFPB Complaint Record Shows for Global Lending Services LLC

4,144 complaints against Global Lending Services LLC appear in the CFPB record, including 1,677 from the trailing year. The 52 states and territories represented put this footprint in nationwide territory. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Improper use of your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Global Lending Services LLC draw a 99.6% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 4.3% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 3.9% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Global Lending Services LLC have?

Global Lending Services LLC has 4,144 total consumer complaints filed with the CFPB, with 1,677 filed in the last 12 months.

Does Global Lending Services LLC respond to complaints on time?

Global Lending Services LLC has a 99.6% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Global Lending Services LLC?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Global Lending Services LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Global Lending Services LLC?

"Improper use of your report" is the single most frequently cited issue in complaints against Global Lending Services LLC - see all issues and counts above.

How do I file a complaint against Global Lending Services LLC?

You can file a complaint against Global Lending Services LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Global Lending Services LLC?

Global Lending Services LLC has drawn CFPB complaints from 52 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Global Lending Services LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026