CFPB Consumer Complaint Profile

Empowerment Ventures, LLC

1,063 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

1,063
Total complaints
Among the highest
0
Last 12 months
98.2%
Timely response
Above median
47
States affected

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The verdict

Empowerment Ventures, LLC ranks #311 of 3,843 financial companies by CFPB complaint volume, with 1,063 complaints on record. On-time replies land at 98.2%, the 50th percentile for the 100+ complaint peer group.

#311
of 3,843 companies by volume
98.2%
on time (50th pctile)
Prepaid card
most-complained product
47
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

A-
PlainCredit Trust Score
80/100
Empowerment Ventures, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.2%
Share of complaints answered within the CFPB response window
Dispute Rate B+ 4.8%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 81.7%
Share of complaints closed with monetary or non-monetary relief

Empowerment Ventures, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.2% Higher than most higher than 50% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2016 to 2017 complete years

  • Annual CFPB complaint volume moved from 118 in 2016 to 74 in 2017 (2016 → 2017).

See the full year-over-year release diff

Empowerment Ventures, LLC timely response rate 98.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Prepaid card - General purpose card 427
Prepaid card - Payroll card 263
Bank account or service - Checking account 89
Prepaid card - ID prepaid card 74
Bank account or service - Other bank product/service 53
Prepaid card - Government benefit payment card 35
Prepaid card - Other special purpose card 29
Prepaid card - Mobile wallet 23
Credit card or prepaid card - General-purpose prepaid card 23
Prepaid card - Transit card 16

Top Issues

1.Unauthorized transactions/trans. issues 314
2.Managing, opening, or closing account 291
3.Fraud or scam 156
4.Adding money 91
5.Deposits and withdrawals 91
6.Using a debit or ATM card 31
7.Account opening, closing, or management 15
8.Problem with a purchase or transfer 13
9.Fees 11
10.Trouble using the card 9

Complaints by Year

Year Complaints
2015 871
2016 118
2017 74

Complaints by State (Top 15)

Georgia 84
New York 80
Florida 72
Texas 68
California 59
Michigan 52
Illinois 50
New Jersey 46
Ohio 45
North Carolina 40
Virginia 34
South Carolina 33
Missouri 32
Maryland 30
Pennsylvania 29

Company Responses

Closed with monetary relief 487
Closed with non-monetary relief 382
Closed with explanation 185
Untimely response 8
Closed 1

What the CFPB Complaint Record Shows for Empowerment Ventures, LLC

The CFPB Consumer Complaint Database has logged 1,063 complaints against Empowerment Ventures, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 47 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Prepaid card," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Unauthorized transactions/trans. issues" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Empowerment Ventures, LLC posts a 98.2% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 4.8% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 81.7%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Empowerment Ventures, LLC have?

Empowerment Ventures, LLC has 1,063 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Empowerment Ventures, LLC respond to complaints on time?

Empowerment Ventures, LLC's CFPB timely-response rate is 98.2%. This is considered excellent.

What product generates the most complaints for Empowerment Ventures, LLC?

Among all products tied to Empowerment Ventures, LLC, "Prepaid card" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Empowerment Ventures, LLC?

Consumers most often cite "Unauthorized transactions/trans. issues" when complaining about Empowerment Ventures, LLC; the full issue list with counts is above.

How do I file a complaint against Empowerment Ventures, LLC?

You can file a complaint against Empowerment Ventures, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Empowerment Ventures, LLC?

The CFPB has recorded complaints against Empowerment Ventures, LLC from 47 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Empowerment Ventures, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (4.8% here).

Also handles Prepaid card

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Empowerment Ventures, LLC have?

Empowerment Ventures, LLC has 1,063 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Empowerment Ventures, LLC respond to complaints on time?

Empowerment Ventures, LLC's CFPB timely-response rate is 98.2%. This is considered excellent.

What product generates the most complaints for Empowerment Ventures, LLC?

Among all products tied to Empowerment Ventures, LLC, "Prepaid card" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Empowerment Ventures, LLC?

Consumers most often cite "Unauthorized transactions/trans. issues" when complaining about Empowerment Ventures, LLC; the full issue list with counts is above.

How do I file a complaint against Empowerment Ventures, LLC?

You can file a complaint against Empowerment Ventures, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Empowerment Ventures, LLC?

The CFPB has recorded complaints against Empowerment Ventures, LLC from 47 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Empowerment Ventures, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.