CFPB Consumer Complaint Profile

Bill.Com, LLC

What 98 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

98
Total complaints
Mid-range
32
Last 12 months
100%
Timely response
Top decile
27
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Bill.Com, LLC sits at #1340, with 98 complaints logged. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#1340
of 3,843 companies by volume
100%
on time (86th pctile)
Credit card
most-complained product
27
states with complaints
B
PlainCredit Trust Score
70/100
Bill.Com, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate D 1.0%
Share of complaints closed with monetary or non-monetary relief

Bill.Com, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Bill.Com, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit card - General-purpose credit card or charge card 25
Money transfer, virtual currency, or money service - Domestic (US) money transfer 22
Money transfer, virtual currency, or money service - Mobile or digital wallet 15
Checking or savings account - Checking account 9
Money transfer, virtual currency, or money service - Virtual currency 4
Money transfer, virtual currency, or money service - Check cashing service 3
Debt collection - I do not know 3
Credit card or prepaid card - General-purpose credit card or charge card 3
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 2
Debt collection - Credit card debt 2

Top Issues

1.Other transaction problem 8
2.Problem with a purchase shown on your statement 7
3.Money was not available when promised 6
4.Unauthorized transactions or other transaction problem 6
5.Other features, terms, or problems 6
6.Closing your account 6
7.Unexpected or other fees 5
8.Other service problem 5
9.Trouble using your card 5
10.Managing an account 5

Complaints by Year

Year Complaints
2019 2
2020 1
2021 3
2022 7
2023 16
2024 25
2025 30
2026year in progress 14

Complaints by State (Top 15)

California 18
Florida 9
Pennsylvania 7
New York 6
Virginia 5
Washington 4
Texas 4
Louisiana 4
Illinois 4
New Jersey 4
North Carolina 3
Maryland 3
South Carolina 3
Colorado 3
Oklahoma 2

Company Responses

Closed with explanation 91
In progress 6
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Bill.Com, LLC

98 complaints against Bill.Com, LLC appear in the CFPB record, including 32 from the trailing year. The 27 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Credit card," which sits at the top of the product breakdown. Inside that category, "Other transaction problem" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Bill.Com, LLC posts a 100% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 1% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Bill.Com, LLC have?

The CFPB has logged 98 complaints against Bill.Com, LLC to date, of which 32 came in over the last 12 months.

Does Bill.Com, LLC respond to complaints on time?

Bill.Com, LLC has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Bill.Com, LLC?

"Credit card" draws more CFPB complaints against Bill.Com, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Bill.Com, LLC?

The most common issue reported by consumers about Bill.Com, LLC is "Other transaction problem." All complaint issues are listed above with their counts.

How do I file a complaint against Bill.Com, LLC?

You can file a complaint against Bill.Com, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Bill.Com, LLC?

The CFPB has recorded complaints against Bill.Com, LLC from 27 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Source: CFPB Consumer Complaint Database Data through March 2026