CFPB Consumer Complaint Profile

Bilt Technologies, Inc.

Consumers have filed 284 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

284
Total complaints
Above average
252
Last 12 months
53.9%
Timely response
Bottom decile
35
States affected

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The verdict

284 CFPB complaints put Bilt Technologies, Inc. at #726 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 53.9%, the 3rd percentile for the 100+ complaint peer group.

#726
of 3,843 companies by volume
53.9%
on time (3rd pctile)
Credit card
most-complained product
35
states with complaints
F
PlainCredit Trust Score
24/100
Bilt Technologies, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 53.9%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.7%
Share of complaints closed with monetary or non-monetary relief

Bilt Technologies, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

53.9% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 22 in 2024 to 50 in 2025 (2024 → 2025).

See the full year-over-year release diff

Bilt Technologies, Inc. timely response rate 53.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit card - General-purpose credit card or charge card 237
Credit reporting or other personal consumer reports - Credit reporting 19
Money transfer, virtual currency, or money service - Domestic (US) money transfer 7
Money transfer, virtual currency, or money service - Mobile or digital wallet 6
Checking or savings account - Checking account 3
Credit reporting or other personal consumer reports - Other personal consumer report 2
Checking or savings account - Other banking product or service 2
Debt or credit management - Credit repair services 1
Mortgage - Conventional home mortgage 1
Debt collection - I do not know 1

Top Issues

1.Other features, terms, or problems 70
2.Problem with a purchase shown on your statement 44
3.Getting a credit card 34
4.Advertising and marketing, including promotional offers 27
5.Problem when making payments 23
6.Closing your account 17
7.Trouble using your card 13
8.Incorrect information on your report 10
9.Fees or interest 7
10.Problem with a company's investigation into an existing problem 5

Complaints by Year

Year Complaints
2024 22
2025 50
2026year in progress 212

Complaints by State (Top 15)

California 71
New York 43
Texas 28
New Jersey 18
Florida 13
Washington 12
Illinois 9
Massachusetts 8
Maryland 7
Virginia 7
Pennsylvania 6
Colorado 6
Connecticut 5
North Carolina 5
District of Columbia 4

Company Responses

Closed with explanation 126
In progress 89
Untimely response 67
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Bilt Technologies, Inc.

Bilt Technologies, Inc. carries 284 complaints in the CFPB's database, 252 of them filed within the past 12 months. Consumers spanning 35 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Credit card," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Other features, terms, or problems" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Bilt Technologies, Inc. posts a 53.9% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0.7% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Bilt Technologies, Inc. have?

Bilt Technologies, Inc. has 284 total consumer complaints filed with the CFPB, with 252 filed in the last 12 months.

Does Bilt Technologies, Inc. respond to complaints on time?

CFPB complaints against Bilt Technologies, Inc. draw a 53.9% timely-response rate inside the expected window. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Bilt Technologies, Inc.?

The most complained-about product for Bilt Technologies, Inc. is "Credit card." You can view the full product breakdown on this page.

What is the most common complaint issue with Bilt Technologies, Inc.?

Consumers most often cite "Other features, terms, or problems" when complaining about Bilt Technologies, Inc.; the full issue list with counts is above.

How do I file a complaint against Bilt Technologies, Inc.?

You can file a complaint against Bilt Technologies, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Bilt Technologies, Inc.?

Consumers in 35 states and territories have filed complaints about Bilt Technologies, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Source: CFPB Consumer Complaint Database Data through March 2026