CFPB Consumer Complaint Profile

Bison Bucks Lending

22 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

22
Total complaints
Mid-range
17
Last 12 months
100%
Timely response
Top decile
12
States affected

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The verdict

Bison Bucks Lending ranks #2732 of 3,843 financial companies by CFPB complaint volume, with 22 complaints on record. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#2732
of 3,843 companies by volume
100%
on time (86th pctile)
Payday loan, title l…
most-complained product
12
states with complaints
C
PlainCredit Trust Score
56/100
Bison Bucks Lending · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Bison Bucks Lending vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 2 in 2024 to 19 in 2025 (2024 → 2025).

See the full year-over-year release diff

Bison Bucks Lending timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, personal loan, or advance loan - Payday loan 8
Payday loan, title loan, personal loan, or advance loan - Installment loan 7
Debt collection - Payday loan debt 4
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Other debt 1

Top Issues

1.Struggling to pay your loan 7
2.Charged fees or interest you didn't expect 6
3.Threatened to contact someone or share information improperly 3
4.Communication tactics 2
5.Getting the loan 1
6.Improper use of your report 1
7.Received a loan you didn't apply for 1
8.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2024 2
2025 19
2026year in progress 1

Complaints by State (Top 15)

California 8
Georgia 3
Ohio 2
Nevada 1
Colorado 1
Missouri 1
Arizona 1
Iowa 1
Tennessee 1
Kansas 1
Wisconsin 1
Washington 1

Company Responses

Closed with explanation 22

What the CFPB Complaint Record Shows for Bison Bucks Lending

22 complaints against Bison Bucks Lending appear in the CFPB record, including 17 from the trailing year. The 12 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Payday loan, title loan, personal loan, or advance loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Struggling to pay your loan," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Bison Bucks Lending posts a 100% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Bison Bucks Lending have?

The CFPB has logged 22 complaints against Bison Bucks Lending to date, of which 17 came in over the last 12 months.

Does Bison Bucks Lending respond to complaints on time?

Bison Bucks Lending has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Bison Bucks Lending?

The most complained-about product for Bison Bucks Lending is "Payday loan, title loan, personal loan, or advance loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Bison Bucks Lending?

Consumers most often cite "Struggling to pay your loan" when complaining about Bison Bucks Lending; the full issue list with counts is above.

How do I file a complaint against Bison Bucks Lending?

You can file a complaint against Bison Bucks Lending directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Bison Bucks Lending?

Bison Bucks Lending has drawn CFPB complaints from 12 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Payday loan, title loan, personal loan, or advance loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026