CFPB Consumer Complaint Profile

CCF Intermediate Holdings LLC

What 2,331 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

2,331
Total complaints
810
Last 12 months
99.9%
Timely response
49
States affected

The verdict

CCF Intermediate Holdings LLC ranks #191 of 3,848 financial companies by CFPB complaint volume, with 2,331 complaints on record. It answers 99.9% of complaints on time — above the 93% median for companies with 100+ complaints.

#191
of 3,848 companies by volume
99.9%
answered on time
Payday loan, title l…
most-complained product
49
states with complaints
CCF Intermediate Holdings LLC timely response rate 99.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Payday loan, title loan, personal loan, or advance loan — Title loan 517
Debt collection — Payday loan debt 447
Credit reporting or other personal consumer reports — Credit reporting 295
Payday loan, title loan, personal loan, or advance loan — Payday loan 281
Debt collection — I do not know 181
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 133
Payday loan, title loan, or personal loan — Payday loan 111
Payday loan, title loan, personal loan, or advance loan — Installment loan 64
Vehicle loan or lease — Loan 63
Payday loan, title loan, personal loan, or advance loan — Personal line of credit 50

Top Issues

1.Charged fees or interest you didn't expect 280
2.Improper use of your report 247
3.Attempts to collect debt not owed 229
4.Took or threatened to take negative or legal action 204
5.Struggling to pay your loan 196
6.Incorrect information on your report 168
7.Problem with the payoff process at the end of the loan 123
8.Vehicle was repossessed or sold the vehicle 102
9.Received a loan you didn't apply for 79
10.False statements or representation 79

Complaints by Year

Year Complaints
2022 219
2023 424
2024 665
2025 875
2026 148

Complaints by State (Top 15)

Texas 632
California 275
Tennessee 141
Georgia 140
Alabama 104
Arizona 82
Florida 81
Missouri 76
South Carolina 64
Mississippi 61
Ohio 57
Nevada 51
Wisconsin 50
Virginia 47
Louisiana 44

Company Responses

Closed with explanation 2,330
In progress 1

What the CFPB Complaint Record Shows for CCF Intermediate Holdings LLC

The CFPB Consumer Complaint Database has logged 2,331 complaints against CCF Intermediate Holdings LLC overall, with 810 of those filed in the trailing 12 months. Reports have come from consumers in 49 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Payday loan, title loan, personal loan, or advance loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Charged fees or interest you didn't expect" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CCF Intermediate Holdings LLC's timely response rate stands at 99.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does CCF Intermediate Holdings LLC have?

CCF Intermediate Holdings LLC has 2,331 total consumer complaints filed with the CFPB, with 810 filed in the last 12 months.

Does CCF Intermediate Holdings LLC respond to complaints on time?

CCF Intermediate Holdings LLC has a 99.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for CCF Intermediate Holdings LLC?

The most complained-about product for CCF Intermediate Holdings LLC is "Payday loan, title loan, personal loan, or advance loan." You can view the full product breakdown on this page.

What is the most common complaint issue with CCF Intermediate Holdings LLC?

The most common issue reported by consumers about CCF Intermediate Holdings LLC is "Charged fees or interest you didn't expect." All complaint issues are listed above with their counts.

How do I file a complaint against CCF Intermediate Holdings LLC?

You can file a complaint against CCF Intermediate Holdings LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CCF Intermediate Holdings LLC?

Consumers in 49 states and territories have filed complaints about CCF Intermediate Holdings LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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