CFPB Consumer Complaint Profile

CCF Intermediate Holdings LLC

What 2,331 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

2,331
Total complaints
Among the highest
810
Last 12 months
99.9%
Timely response
Top decile
49
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, CCF Intermediate Holdings LLC has accumulated 2,331 complaints, placing it #191 by volume. It posts a 99.9% on-time response rate, the 82nd percentile among companies with 100+ complaints.

#191
of 3,843 companies by volume
99.9%
on time (82nd pctile)
Payday loan, title l…
most-complained product
49
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
53/100
CCF Intermediate Holdings LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A 99.9%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

CCF Intermediate Holdings LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.9% Top 18% higher than 82% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 665 in 2024 to 875 in 2025 (2024 → 2025).

See the full year-over-year release diff

CCF Intermediate Holdings LLC timely response rate 99.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, personal loan, or advance loan - Title loan 517
Debt collection - Payday loan debt 447
Credit reporting or other personal consumer reports - Credit reporting 295
Payday loan, title loan, personal loan, or advance loan - Payday loan 281
Debt collection - I do not know 181
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 133
Payday loan, title loan, or personal loan - Payday loan 111
Payday loan, title loan, personal loan, or advance loan - Installment loan 64
Vehicle loan or lease - Loan 63
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 50

Top Issues

1.Charged fees or interest you didn't expect 280
2.Improper use of your report 247
3.Attempts to collect debt not owed 229
4.Took or threatened to take negative or legal action 204
5.Struggling to pay your loan 196
6.Incorrect information on your report 168
7.Problem with the payoff process at the end of the loan 123
8.Vehicle was repossessed or sold the vehicle 102
9.Received a loan you didn't apply for 79
10.False statements or representation 79

Complaints by Year

Year Complaints
2022 219
2023 424
2024 665
2025 875
2026year in progress 148

Complaints by State (Top 15)

Texas 632
California 275
Tennessee 141
Georgia 140
Alabama 104
Arizona 82
Florida 81
Missouri 76
South Carolina 64
Mississippi 61
Ohio 57
Nevada 51
Wisconsin 50
Virginia 47
Louisiana 44

Company Responses

Closed with explanation 2,330
In progress 1

What the CFPB Complaint Record Shows for CCF Intermediate Holdings LLC

The CFPB Consumer Complaint Database has logged 2,331 complaints against CCF Intermediate Holdings LLC overall, with 810 of those filed in the trailing 12 months. Reports have come from consumers in 49 states and territories, making this a nationwide complaint footprint. "Payday loan, title loan, personal loan, or advance loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Charged fees or interest you didn't expect" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CCF Intermediate Holdings LLC's timely response rate stands at 99.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does CCF Intermediate Holdings LLC have?

CCF Intermediate Holdings LLC has 2,331 total consumer complaints filed with the CFPB, with 810 filed in the last 12 months.

Does CCF Intermediate Holdings LLC respond to complaints on time?

CCF Intermediate Holdings LLC has a 99.9% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for CCF Intermediate Holdings LLC?

Among all products tied to CCF Intermediate Holdings LLC, "Payday loan, title loan, personal loan, or advance loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with CCF Intermediate Holdings LLC?

"Charged fees or interest you didn't expect" is the single most frequently cited issue in complaints against CCF Intermediate Holdings LLC - see all issues and counts above.

How do I file a complaint against CCF Intermediate Holdings LLC?

You can file a complaint against CCF Intermediate Holdings LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CCF Intermediate Holdings LLC?

The CFPB has recorded complaints against CCF Intermediate Holdings LLC from 49 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for CCF Intermediate Holdings LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar complaint volume

Nearest companies by total CFPB complaint count (2,331 here).

Also handles Payday loan, title loan, personal loan, or advance loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does CCF Intermediate Holdings LLC have?

CCF Intermediate Holdings LLC has 2,331 total consumer complaints filed with the CFPB, with 810 filed in the last 12 months.

Does CCF Intermediate Holdings LLC respond to complaints on time?

CCF Intermediate Holdings LLC has a 99.9% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for CCF Intermediate Holdings LLC?

Among all products tied to CCF Intermediate Holdings LLC, "Payday loan, title loan, personal loan, or advance loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with CCF Intermediate Holdings LLC?

"Charged fees or interest you didn't expect" is the single most frequently cited issue in complaints against CCF Intermediate Holdings LLC - see all issues and counts above.

How do I file a complaint against CCF Intermediate Holdings LLC?

You can file a complaint against CCF Intermediate Holdings LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CCF Intermediate Holdings LLC?

The CFPB has recorded complaints against CCF Intermediate Holdings LLC from 49 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

CCF Intermediate Holdings LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.