CFPB Consumer Complaint Profile
Blincloans, Inc.
78 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 78
- Total complaints
- Mid-range
- 24
- Last 12 months
- 96.2%
- Timely response
- Below median
- 17
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Blincloans, Inc. sits at #1485, with 78 complaints logged. Its on-time response rate is 96.2%, the 35th percentile among companies with 100+ complaints.
- #1485
- of 3,843 companies by volume
- 96.2%
- on time (35th pctile)
- Credit reporting or …
- most-complained product
- 17
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Blincloans, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
96.2% Around the middle higher than 35% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2020 | 1 |
| 2021 | 3 |
| 2022 | 10 |
| 2023 | 12 |
| 2024 | 20 |
| 2025 | 28 |
| 2026year in progress | 4 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Blincloans, Inc.
78 complaints against Blincloans, Inc. appear in the CFPB record, including 24 from the trailing year. The 17 states and territories represented put this footprint in multi-regional territory. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Blincloans, Inc. posts a 96.2% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Among resolved complaints, 1.3% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Blincloans, Inc. have?
78 complaints have been filed against Blincloans, Inc. with the CFPB overall - 24 of them in the past year.
Does Blincloans, Inc. respond to complaints on time?
Blincloans, Inc.'s CFPB timely-response rate is 96.2%. This is considered excellent.
What product generates the most complaints for Blincloans, Inc.?
Among all products tied to Blincloans, Inc., "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Blincloans, Inc.?
"Incorrect information on your report" is the single most frequently cited issue in complaints against Blincloans, Inc. - see all issues and counts above.
How do I file a complaint against Blincloans, Inc.?
You can file a complaint against Blincloans, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Blincloans, Inc.?
Blincloans, Inc. has drawn CFPB complaints from 17 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.