CFPB Consumer Complaint Profile

BlockFi Inc

Consumers have filed 182 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

182
Total complaints
Mid-range
0
Last 12 months
100%
Timely response
Top decile
32
States affected

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The verdict

BlockFi Inc ranks #993 of 3,843 financial companies by CFPB complaint volume, with 182 complaints on record. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#993
of 3,843 companies by volume
100%
on time (86th pctile)
Money transfer, virt…
most-complained product
32
states with complaints
B-
PlainCredit Trust Score
66/100
BlockFi Inc · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.5%
Share of complaints closed with monetary or non-monetary relief

BlockFi Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2022 to 2023 complete years

  • Annual CFPB complaint volume moved from 167 in 2022 to 15 in 2023 (2022 → 2023).

See the full year-over-year release diff

BlockFi Inc timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Money transfer, virtual currency, or money service - Virtual currency 103
Money transfer, virtual currency, or money service - Mobile or digital wallet 43
Credit card or prepaid card - General-purpose credit card or charge card 13
Checking or savings account - Other banking product or service 9
Checking or savings account - Savings account 4
Debt collection - Credit card debt 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Money transfer, virtual currency, or money service - International money transfer 1
Money transfer, virtual currency, or money service - Domestic (US) money transfer 1
Money transfer, virtual currency, or money service - Refund anticipation check 1

Top Issues

1.Money was not available when promised 52
2.Confusing or missing disclosures 42
3.Fraud or scam 19
4.Managing, opening, or closing your mobile wallet account 14
5.Managing an account 12
6.Other features, terms, or problems 10
7.Other transaction problem 8
8.Unauthorized transactions or other transaction problem 7
9.Confusing or misleading advertising or marketing 4
10.Other service problem 3

Complaints by Year

Year Complaints
2022 167
2023 15

Complaints by State (Top 15)

California 46
Florida 15
Texas 10
Washington 9
Pennsylvania 8
Colorado 7
Tennessee 6
Illinois 6
Virginia 5
New Jersey 4
Massachusetts 4
New York 4
Arizona 4
Michigan 3
North Carolina 3

Company Responses

Closed with explanation 181
Closed with monetary relief 1

What the CFPB Complaint Record Shows for BlockFi Inc

BlockFi Inc carries 182 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 32 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Money transfer, virtual currency, or money service," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Money was not available when promised" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, BlockFi Inc posts a 100% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0.5% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does BlockFi Inc have?

BlockFi Inc has 182 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does BlockFi Inc respond to complaints on time?

CFPB complaints against BlockFi Inc draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for BlockFi Inc?

Among all products tied to BlockFi Inc, "Money transfer, virtual currency, or money service" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with BlockFi Inc?

"Money was not available when promised" is the single most frequently cited issue in complaints against BlockFi Inc - see all issues and counts above.

How do I file a complaint against BlockFi Inc?

You can file a complaint against BlockFi Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about BlockFi Inc?

Consumers in 32 states and territories have filed complaints about BlockFi Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Money transfer, virtual currency, or money service

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026