CFPB Consumer Complaint Profile

Boc LLC

What 30 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

30
Total complaints
Mid-range
0
Last 12 months
90%
Timely response
Bottom quartile
13
States affected

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The verdict

30 CFPB complaints put Boc LLC at #2333 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 90%, the 18th percentile for the 100+ complaint peer group.

#2333
of 3,843 companies by volume
90%
on time (18th pctile)
Debt collection
most-complained product
13
states with complaints
F
PlainCredit Trust Score
34/100
Boc LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 90.0%
Share of complaints answered within the CFPB response window
Dispute Rate D 17.2%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Boc LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

90% Among the lowest higher than 18% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2014 to 2022 complete years

  • Annual CFPB complaint volume moved from 29 in 2014 to 1 in 2022 (2014 → 2022).

See the full year-over-year release diff

Boc LLC timely response rate 90.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Payday loan 17
Debt collection - I do not know 11
Debt collection - Other (i.e. phone, health club, etc.) 1
Credit card or prepaid card - General-purpose credit card or charge card 1

Top Issues

1.Cont'd attempts collect debt not owed 10
2.Communication tactics 8
3.Disclosure verification of debt 4
4.Taking/threatening an illegal action 3
5.False statements or representation 2
6.Improper contact or sharing of info 2
7.Problem with a purchase shown on your statement 1

Complaints by Year

Year Complaints
2014 29
2022 1

Complaints by State (Top 15)

California 5
Illinois 5
Michigan 4
Maryland 3
Pennsylvania 3
Louisiana 2
Florida 2
Massachusetts 1
Washington 1
Arizona 1
South Dakota 1
North Carolina 1
Georgia 1

Company Responses

Closed 28
Untimely response 2

What the CFPB Complaint Record Shows for Boc LLC

30 complaints against Boc LLC appear in the CFPB record, including 0 from the trailing year. The 13 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Boc LLC draw a 90% reply rate inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 17.2% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Boc LLC have?

Boc LLC has 30 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Boc LLC respond to complaints on time?

Boc LLC has a 90% timely response rate to CFPB complaints.

What product generates the most complaints for Boc LLC?

Among all products tied to Boc LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Boc LLC?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Boc LLC; the full issue list with counts is above.

How do I file a complaint against Boc LLC?

You can file a complaint against Boc LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Boc LLC?

Boc LLC has drawn CFPB complaints from 13 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Boc LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (17.2% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026