CFPB Consumer Complaint Profile

Everbank, National Association

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

1,697
Total complaints
Among the highest
75
Last 12 months
97.4%
Timely response
Below median
52
States affected

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The verdict

Everbank, National Association ranks #236 of 3,843 financial companies by CFPB complaint volume. For answering complaints on time it stands at the 42nd percentile in the 100+ complaint peer group.

Mortgage
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
58/100
Everbank, National Association · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 97.4%
Share of complaints answered within the CFPB response window
Dispute Rate D 17.2%
Share of responses the consumer disputed (lower is better)
Relief Rate C+ 4.6%
Share of complaints closed with monetary or non-monetary relief

Everbank, National Association vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.4% Around the middle higher than 42% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 58 in 2024 to 75 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Mortgage - Other mortgage 365
Mortgage - Conventional fixed mortgage 309
Mortgage - Conventional home mortgage 256
Mortgage - FHA mortgage 143
Checking or savings account - Checking account 111
Mortgage - Conventional adjustable mortgage (ARM) 73
Checking or savings account - Savings account 58
Checking or savings account - CD (Certificate of Deposit) 58
Mortgage - Other type of mortgage 40
Mortgage - VA mortgage 38

Top Issues

1.Loan modification,collection,foreclosure 415
2.Loan servicing, payments, escrow account 333
3.Trouble during payment process 220
4.Managing an account 150
5.Struggling to pay mortgage 76
6.Application, originator, mortgage broker 73
7.Closing an account 59
8.Opening an account 39
9.Account opening, closing, or management 36
10.Applying for a mortgage or refinancing an existing mortgage 36

Complaints by Year

Year Complaints
2011 6
2012 166
2013 265
2014 220
2015 116
2016 153
2017 119
2018 110
2019 101
2020 73
2021 121
2022 49
2023 45
2024 58
2025 75
2026year in progress 20

Complaints by State (Top 15)

California 235
Florida 215
Georgia 133
New York 118
Texas 114
New Jersey 97
Pennsylvania 57
Michigan 49
Illinois 48
Virginia 38
Maryland 38
North Carolina 38
Washington 36
Colorado 34
Ohio 34

Company Responses

Closed with explanation 1,609
Closed without relief 54
Closed with monetary relief 12
Closed with non-monetary relief 8
In progress 6
Closed with relief 4
Closed 2
Untimely response 2

What the CFPB Complaint Record Shows for Everbank, National Association

The CFPB Consumer Complaint Database shows a nationwide complaint footprint for Everbank, National Association, with consumers across the country filing against it. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Loan modification,collection,foreclosure" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Everbank, National Association: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Everbank, National Association have?

Everbank, National Association has 1,697 total consumer complaints filed with the CFPB, with 75 filed in the last 12 months.

Does Everbank, National Association respond to complaints on time?

Everbank, National Association's CFPB timely-response rate is 97.4%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Everbank, National Association?

The most complained-about product for Everbank, National Association is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Everbank, National Association?

"Loan modification,collection,foreclosure" is the single most frequently cited issue in complaints against Everbank, National Association - see all issues and counts above.

How do I file a complaint against Everbank, National Association?

You can file a complaint against Everbank, National Association directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Everbank, National Association?

Consumers in 52 states and territories have filed complaints about Everbank, National Association with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Everbank, National Association's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.