Bonneville Billing and Collections

CFPB Consumer Complaint Profile

528
Total Complaints
145
Last 12 Months
100%
Timely Response
34
States Affected
Bonneville Billing and Collections timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 151
Debt collection — Other debt 116
Debt collection — Medical debt 85
Debt collection — Other (i.e. phone, health club, etc.) 54
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 35
Debt collection — Medical 25
Credit reporting or other personal consumer reports — Credit reporting 23
Debt collection — Credit card debt 10
Debt collection — Auto debt 9
Debt collection — Telecommunications debt 8

Top Issues

1.Written notification about debt 141
2.Attempts to collect debt not owed 107
3.Communication tactics 43
4.Took or threatened to take negative or legal action 43
5.False statements or representation 43
6.Cont'd attempts collect debt not owed 39
7.Incorrect information on your report 37
8.Disclosure verification of debt 29
9.Improper use of your report 13
10.Threatened to contact someone or share information improperly 7

Complaints by Year

Year Complaints
2013 4
2014 26
2015 26
2016 33
2017 33
2018 31
2019 42
2020 27
2021 39
2022 32
2023 26
2024 50
2025 117
2026 42

Complaints by State (Top 15)

Utah 141
Oregon 99
Idaho 83
Washington 63
California 25
Texas 20
Wyoming 14
Florida 11
Nevada 10
Arizona 8
Colorado 5
Pennsylvania 5
Minnesota 4
Mississippi 4
Oklahoma 4

Company Responses

Closed with explanation 528

What the CFPB Complaint Record Shows for Bonneville Billing and Collections

The CFPB Consumer Complaint Database has logged 528 complaints against Bonneville Billing and Collections overall, with 145 of those filed in the trailing 12 months. Reports have come from consumers in 34 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Written notification about debt" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Bonneville Billing and Collections's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 20.8% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Bonneville Billing and Collections have?

Bonneville Billing and Collections has 528 total consumer complaints filed with the CFPB, with 145 filed in the last 12 months.

Does Bonneville Billing and Collections respond to complaints on time?

Bonneville Billing and Collections has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Bonneville Billing and Collections?

The most complained-about product for Bonneville Billing and Collections is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Bonneville Billing and Collections?

The most common issue reported by consumers about Bonneville Billing and Collections is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against Bonneville Billing and Collections?

You can file a complaint against Bonneville Billing and Collections directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Bonneville Billing and Collections?

Consumers in 34 states and territories have filed complaints about Bonneville Billing and Collections with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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