CFPB Consumer Complaint Profile

Servis One, Inc., Titusville, PA Branch

What 1,255 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

1,255
Total complaints
0
Last 12 months
97.3%
Timely response
46
States affected

The verdict

Servis One, Inc., Titusville, PA Branch ranks #288 of 3,848 financial companies by CFPB complaint volume, with 1,255 complaints on record. It answers 97.3% of complaints on time — above the 93% median for companies with 100+ complaints.

#288
of 3,848 companies by volume
97.3%
answered on time
Mortgage
most-complained product
46
states with complaints
Servis One, Inc., Titusville, PA Branch timely response rate 97.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional fixed mortgage 334
Mortgage — Other mortgage 256
Mortgage — Conventional home mortgage 203
Mortgage — Conventional adjustable mortgage (ARM) 173
Mortgage — FHA mortgage 104
Mortgage — Other type of mortgage 59
Debt collection — Mortgage 29
Mortgage — Home equity loan or line of credit 23
Mortgage — Home equity loan or line of credit (HELOC) 18
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 18

Top Issues

1.Loan modification,collection,foreclosure 476
2.Loan servicing, payments, escrow account 332
3.Trouble during payment process 171
4.Struggling to pay mortgage 118
5.Other 31
6.Incorrect information on your report 23
7.Application, originator, mortgage broker 17
8.Disclosure verification of debt 15
9.Cont'd attempts collect debt not owed 13
10.Settlement process and costs 13

Complaints by Year

Year Complaints
2012 37
2013 55
2014 206
2015 281
2016 277
2017 154
2018 135
2019 110

Complaints by State (Top 15)

California 306
Florida 172
New Jersey 92
New York 71
Georgia 59
Texas 56
Pennsylvania 47
Virginia 41
Illinois 39
Maryland 37
Washington 29
Massachusetts 25
North Carolina 23
Ohio 22
Colorado 20

Company Responses

Closed with explanation 1,233
Closed 14
Closed without relief 6
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Servis One, Inc., Titusville, PA Branch

The CFPB Consumer Complaint Database has logged 1,255 complaints against Servis One, Inc., Titusville, PA Branch overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 46 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Loan modification,collection,foreclosure" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Servis One, Inc., Titusville, PA Branch's timely response rate stands at 97.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 20.8% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Servis One, Inc., Titusville, PA Branch have?

Servis One, Inc., Titusville, PA Branch has 1,255 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Servis One, Inc., Titusville, PA Branch respond to complaints on time?

Servis One, Inc., Titusville, PA Branch has a 97.3% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Servis One, Inc., Titusville, PA Branch?

The most complained-about product for Servis One, Inc., Titusville, PA Branch is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Servis One, Inc., Titusville, PA Branch?

The most common issue reported by consumers about Servis One, Inc., Titusville, PA Branch is "Loan modification,collection,foreclosure." All complaint issues are listed above with their counts.

How do I file a complaint against Servis One, Inc., Titusville, PA Branch?

You can file a complaint against Servis One, Inc., Titusville, PA Branch directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Servis One, Inc., Titusville, PA Branch?

Consumers in 46 states and territories have filed complaints about Servis One, Inc., Titusville, PA Branch with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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