CFPB Consumer Complaint Profile

Budget Control Services, Inc.

What 58 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

58
Total complaints
Mid-range
1
Last 12 months
91.4%
Timely response
Bottom quartile
7
States affected

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The verdict

Budget Control Services, Inc. ranks #1697 of 3,843 financial companies by CFPB complaint volume, with 58 complaints on record. It posts a 91.4% on-time response rate, the 20th percentile among companies with 100+ complaints.

#1697
of 3,843 companies by volume
91.4%
on time (20th pctile)
Debt collection
most-complained product
7
states with complaints
F
PlainCredit Trust Score
26/100
Budget Control Services, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 91.4%
Share of complaints answered within the CFPB response window
Dispute Rate F 29.4%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Budget Control Services, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

91.4% Among the lowest higher than 20% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Budget Control Services, Inc. timely response rate 91.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 26
Debt collection - Medical 14
Debt collection - I do not know 8
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 7
Debt collection - Other debt 2
Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 11
2.Written notification about debt 9
3.Cont'd attempts collect debt not owed 7
4.False statements or representation 7
5.Communication tactics 6
6.Incorrect information on your report 5
7.Took or threatened to take negative or legal action 4
8.Disclosure verification of debt 3
9.Problem with a credit reporting company's investigation into an existing problem 2
10.Improper contact or sharing of info 2

Complaints by Year

Year Complaints
2015 12
2016 3
2017 6
2018 11
2019 7
2020 5
2021 5
2022 1
2023 3
2024 4
2025 1

Complaints by State (Top 15)

Colorado 52
Tennessee 1
Ohio 1
Georgia 1
Texas 1
California 1
Michigan 1

Company Responses

Closed with explanation 58

What the CFPB Complaint Record Shows for Budget Control Services, Inc.

Budget Control Services, Inc. carries 58 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 7 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Budget Control Services, Inc. draw a 91.4% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved cases drew a formal consumer-dispute rate of 29.4% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Budget Control Services, Inc. have?

Budget Control Services, Inc. has 58 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Budget Control Services, Inc. respond to complaints on time?

CFPB complaints against Budget Control Services, Inc. draw a 91.4% timely-response rate inside the expected window.

What product generates the most complaints for Budget Control Services, Inc.?

Among all products tied to Budget Control Services, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Budget Control Services, Inc.?

The most common issue reported by consumers about Budget Control Services, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Budget Control Services, Inc.?

You can file a complaint against Budget Control Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Budget Control Services, Inc.?

Consumers in 7 states and territories have filed complaints about Budget Control Services, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Budget Control Services, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026