California Business Bureau, Inc.

CFPB Consumer Complaint Profile

483
Total Complaints
14
Last 12 Months
87.8%
Timely Response
24
States Affected
California Business Bureau, Inc. timely response rate 87.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 204
Debt collection — Medical 116
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 52
Debt collection — I do not know 49
Debt collection — Other debt 18
Credit reporting or other personal consumer reports — Credit reporting 16
Debt collection — Other (i.e. phone, health club, etc.) 10
Debt collection — Credit card debt 5
Credit reporting or other personal consumer reports — Other personal consumer report 3
Credit reporting 2

Top Issues

1.Attempts to collect debt not owed 118
2.Written notification about debt 61
3.Cont'd attempts collect debt not owed 58
4.False statements or representation 50
5.Disclosure verification of debt 39
6.Incorrect information on your report 36
7.Took or threatened to take negative or legal action 31
8.Communication tactics 31
9.Improper use of your report 17
10.Problem with a credit reporting company's investigation into an existing problem 15

Complaints by Year

Year Complaints
2013 6
2014 34
2015 52
2016 39
2017 26
2018 30
2019 26
2020 43
2021 77
2022 43
2023 40
2024 53
2025 14

Complaints by State (Top 15)

California 426
Texas 14
Nevada 7
Tennessee 6
Hawaii 3
New York 3
Georgia 2
Arizona 2
Oregon 2
Missouri 2
GU 1
Maryland 1
Ohio 1
District of Columbia 1
South Carolina 1

Company Responses

Closed with explanation 476
Closed 4
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for California Business Bureau, Inc.

The CFPB Consumer Complaint Database has logged 483 complaints against California Business Bureau, Inc. overall, with 14 of those filed in the trailing 12 months. Reports have come from consumers in 24 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

California Business Bureau, Inc.'s timely response rate stands at 87.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 25.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does California Business Bureau, Inc. have?

California Business Bureau, Inc. has 483 total consumer complaints filed with the CFPB, with 14 filed in the last 12 months.

Does California Business Bureau, Inc. respond to complaints on time?

California Business Bureau, Inc. has a 87.8% timely response rate to CFPB complaints.

What product generates the most complaints for California Business Bureau, Inc.?

The most complained-about product for California Business Bureau, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with California Business Bureau, Inc.?

The most common issue reported by consumers about California Business Bureau, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against California Business Bureau, Inc.?

You can file a complaint against California Business Bureau, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about California Business Bureau, Inc.?

Consumers in 24 states and territories have filed complaints about California Business Bureau, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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